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Our Interest Rates % p.a.
Maxi Saver(new accts-first 4 months)
Maxi Saver(standard)
Bank of Melbourne Sense savings
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Bank Accounts

Bank of Melbourne SENSE

At Bank of Melbourne, we’ve spent a lot of time thinking about the needs of our customers. We’ve put together a range of transaction accounts for day-to-day use and term deposit and saving accounts for your future.

Featured bank accounts

Maxi Saver

  • New customers can earn up to p.a. including a bonus rate fixed for the first 4 months.1
  • 24/7 fee-free Internet and Phone Banking.3
More info Apply online

Term Deposits

  • Earn  p.a. for 5 months on balances between $5,000 and $5,000,000 with interest paid at maturity2
  • Get a guaranteed return with no set-up or monthly service fees2
  • Suitable for DIY Super / Self Managed Super Funds and business customers.
More info Apply online

Our products

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Have you considered

BT Super for Life

BT Super for Life

A low fee Super account that you view and manage online with Bank of Melbourne Internet Banking.

Amplify Credit Card

Amplify Credit Card

The rewards card that gives you more choice. Choose between two first class reward programs - Amplify Rewards and Amplify Qantas.

Bank of Melbourne SENSE Accounts

Bank of Melbourne SENSE Account

Two Bank of Melbourne accounts – everyday and savings – working together to help you get ahead. To see where you’re saving and where you’re spending, your two accounts are together on the one customised monthly statement.

The Detail

Conditions and fees apply. Credit criteria apply to all credit products. Before making a decision, it’s best to read the terms and conditions.

Please read these documents and keep a copy. You can request a paper copy at a branch.

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it's right for you. If you need help, call 13 22 66.

BT Funds Management Limited (ABN 63 002 916 458) is the trustee of BT Super for Life which is a part of Retirement Wrap (ABN 39 827 542 991) and is the issuer of interests in BT Super for Life. You can download a Product Disclosure Statement (PDS) ,or obtain a copy by calling 1300 653 553 or visit any Bank of Melbourne branch. You should obtain and consider the PDS before deciding whether to acquire, continue to hold or dispose of interests in BT Super for Life.

An investment in BT Super for Life is not an investment in, deposit with or any other liability of Westpac Banking Corporation ABN 33 007 457 141, Bank of Melbourne, St.George or BankSA (which are Divisions of Westpac), or any other company in the Westpac Group. It is subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested. Neither Westpac nor any other company in the Westpac Group has issued, stands behind or otherwise guarantees the capital value or investment performance of BT Super for Life.

1.If you open a new Maxi Saver account and you have not held a Maxi Saver account before and you are a personal customer, you'll earn an extra bonus of p.a. on top of the standard variable Maxi Saver rate during the Promotional Rate Period. The Promotional Rate Period is the first 4 months from the date your account is opened.
2.Following lodgement of the minimum balance requirement, the rate is guaranteed for the term of the investment, subject to terms and conditions (e.g. returns may be reduced if an amount is withdrawn before maturity).
3. Subject to systems availability.