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Maxi Saver(new accts-first 3 months)
Maxi Saver(standard)
Bank of Melbourne Sense savings
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Bank Accounts

Bank of Melbourne Maxi Saver

At Bank of Melbourne, we’ve spent a lot of time thinking about the needs of our customers. We’ve put together a range of transaction accounts for day-to-day use and term deposit and saving accounts for your future.

Featured bank accounts

  • Maxi Saver

    • New customers can earn up to p.a. including a bonus rate fixed for the first 3 months.1
    • No monthly service fee.6
    • 24/7 fee-free Internet and Phone Banking.2
    Apply Now

  • Complete Freedom Transaction Account

    • $0 monthly account service fee when you deposit at least $2,000 by the last business day of the month3
    • Unlimited ATM4 and branch access.
    • Optional Visa Debit card5 and chequebook
    Apply Now


Help me choose a

Have you considered

Visa Debit Card

Visa Debit Card

A Visa Debit Card is not a credit card – it’s a debit card with no annual fee that gives you convenient access to funds in your transaction account.

Bank of Melbourne SENSE Accounts

Bank of Melbourne SENSE Account

Two Bank of Melbourne accounts – everyday and savings – working together to help you get ahead.

DIY Super Saver Account

Diy Super Saver

A competitive interest online investment account for Self Managed Super Funds.

The Detail

Conditions and fees apply. Credit criteria apply to all credit products. Before making a decision, it’s best to read the terms and conditions.

Please read these documents and keep a copy. You can request a paper copy at a branch.

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it's right for you. If you need help, call 13 22 66.

BT Funds Management Limited (ABN 63 002 916 458) is the trustee of BT Super for Life which is a part of Retirement Wrap (ABN 39 827 542 991) and is the issuer of interests in BT Super for Life. You can download a Product Disclosure Statement (PDS) ,or obtain a copy by calling 1300 653 553 or visit any Bank of Melbourne branch. You should obtain and consider the PDS before deciding whether to acquire, continue to hold or dispose of interests in BT Super for Life.

An investment in BT Super for Life is not an investment in, deposit with or any other liability of Westpac Banking Corporation ABN 33 007 457 141, Bank of Melbourne, St.George or BankSA (which are Divisions of Westpac), or any other company in the Westpac Group. It is subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested. Neither Westpac nor any other company in the Westpac Group has issued, stands behind or otherwise guarantees the capital value or investment performance of BT Super for Life.

1. If you open a Maxi Saver account and you have not held an Maxi Saver Account before and you are a personal customer, you'll earn an Introductory Promotional Fixed Bonus Rate of p.a. on top of the standard variable interest rates (standard base rate and bonus rate when the bonus rate criteria is met) during the Promotional Rate Period. The Promotional Rate Period is the first 3 months from the date your account is opened.
2. Subject to systems availability.
3. The account service fee of $5 is waived, if, by the last business day of the month, you either deposit a minimum of $2,000 or have your Bank of Melbourne home loan repayment automatically deducted from this account.
4. Bank of Melbourne/St.George/BankSA/Westpac branded ATMs in Australia.
5. To be eligible for a Visa Debit Card, you must have an Australian residential address and be over 18 years of age.
6. Maxi Saver has no monthly account service fee but other fees and charges apply, including for branch access. To hold a Maxi Saver account you must also hold an eligible Bank of Melbourne working account in the same name or have an existing eligible Bank of Melbourne joint account with your name included in the title. Fees and charges may be payable on your eligible working account.