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Our credit cards

Our great range of credit cards at a glance

Vertigo MasterCard®

Vertigo MasterCard
  • Variable interest rates:
    • p.a. for up to 6 months on balance transfers3
    • p.a. – one of the lowest ongoing variable interest rates around ( p.a. variable on cash advances)
    • Low annual fee, currently $55
    • Speed and convenience – no need to sign or enter your PIN for everyday purchases under $100 at participating merchants, who accept contactless transactions.
Apply Now

Amplify Visa® Card

Amplify Credit Card
  • p.a. for up to 6 months on balance transfers1
  • Choose between two great rewards programs. Amplify Rewards or Amplify Qantas
  • Low annual fee, currently $79
  • Speed and convenience – no need to sign or enter your PIN for everyday purchases under $100 at participating merchants, who accept contactless transactions.
Apply Now

Platinum Visa® Card 

Platinum Credit Card
  • A great value Platinum credit card with premium extras
  • Variable interest rates:
    • p.a. on purchases
    • p.a. on cash advances
  • A low annual fee, currently $89
  • A range of complimentary insurance covers2
  • Speed and convenience – no need to sign or enter your PIN for everyday purchases under $100 at participating merchants, who accept contactless transactions.
Apply Now

No Annual Fee Visa® Card or MasterCard®

Credit Card
  • Freedom and security of a credit card with no annual fee
  • Variable interest rates:
    • p.a. on purchases and cash advances
  • Choice of Visa Card of MasterCard®
  • No annual fee for the life of your card
  • Credit limits starting from $500
  • Speed and convenience – no need to sign or enter your PIN for everyday purchases under $100 at participating merchants, who accept contactless transactions.
Apply Now

Gold Low Rate Visa Card or MasterCard®

Gold Credit Card
  • Choose a Gold Low Rate Visa Card or a Gold Low Rate MasterCard®
  • Current variable purchase rate of p.a. (variable p.a. for cash advances)
  • A Gold credit card with gold benefits at a low annual fee, currently $79
  • You’ll enjoy complimentary insurance covers; Overseas Travel Purchase, Extended Warranty or Transit accident2
  • Speed and convenience – no need to sign or enter your PIN for everyday purchases under $100 at participating merchants, who accept contactless transactions.
Apply Now


Compare and Calculate

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How to apply

The Detail

Conditions, fees and credit criteria apply.

View the terms and conditions:

Please read these documents and keep a copy. You can request a paper copy at a branch.

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. If you need help, call 13 22 66.

1The balance transfer rate is available to you when you apply for a new Bank of Melbourne credit card and request at application to transfer a balance from Australian issued credit or store cards other than Bank of Melbourne credit cards. Subsequent balance transfers that are requested after the balance transfer period above, will be charged at the standard variable purchase rate. Payments made to your credit card account will be applied as set out in the Credit Card Conditions of Use. After the stated special promotion period any outstanding balance transfer amount will attract your card's standard variable purchase rate. You can apply to transfer $200 or more, up to 95% of your new Bank of Melbourne credit card available limit.

2These insurance covers are issued by Zurich Australian Insurance Limited ABN 13 000 296 640 AFSL 232507. These benefits are provided to cardholders as complimentary benefits and are subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. No Westpac Group company has any liability in connection with the insurance policies. Please refer to the Gold and Platinum Credit Card Insurance Conditions of Use for a full explanation of cover and exclusions.

3 The balance transfer rate is available to you when you apply for a new Bank of Melbourne credit card between 1 May 2012 and 3 July 2012 and request at application to transfer a balance from Australian issued credit or store cards other than Bank of Melbourne, BankSA and St.George credit cards. Subsequent balance transfers that are requested after the balance transfer period above will be charged at the standard variable purchase rate. Payments made to your credit card account will be applied as set out in the Credit Card Conditions of Use. After the stated special promotion period any outstanding balance transfer amount will attract your card's standard variable purchase rate. You can apply to transfer $200 or more, up to 95% of your new Bank of Melbourne credit card available limit.

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.