Sending...

You should only send this link to someone you know would be interested in receiving the information on this webpage. View our Privacy Policy

Send
Logon
Register
Learn More
How to apply
I want to

Credit and loan repayment insurance

Helps pay your loan and credit card repayments when you can’t

  • Home Loan Protection

    • Home Loan Protection is here to help you or your family meet your home loan commitments
    • It is an affordable and easy solution designed to:
      • Pay a lump sum if you are diagnosed with a terminal illness, die or are diagnosed with a covered medical condition
      • Pay a monthly amount if you cannot work due to injury, illness or involuntary unemployment.
    More info Visit a branch

  • Personal Credit Protection

    • Helps you meet your personal loan repayment obligations if you unexpectedly lose your job, become sick or disabled, or pass away
    • Pays off the balance of your personal loan to a maximum of $50,000, if you pass away
    • Easy insurance premium payments included in the amount of your loan
    More info Visit a branch

  • Credit Card Protection

    • Helps you meet your credit card repayments if you unexpectedly lose your job, become sick or disabled, or pass away
    • Pays out your credit card balance up to your credit card limit, if you pass away
    • Easy premium payments included with your credit card charges
    More info Visit a branch

How to apply

The Detail

Bank of Melbourne Personal Credit Protect and Credit Card Protection are issued by St.George Life Limited ABN 88 076 763 936 (St.George Life) and Swann Insurance (Aust) Pty Ltd ABN 80 000 886 680.  Home Loan Protection is issued by St.George Life.

These policies are distributed by Bank of Melbourne– A Division of Westpac Banking Corporation ABN 33 007 457 141 (Bank of Melbourne). Westpac Life and St.George Life are subsidiaries of Westpac Banking Corporation (Bank). These policies are not an investment in or deposit with the Bank. Neither Bank of Melbourne, the Bank nor any member of the Westpac Group (other than St.George Life as insurer) guarantees these policies.

This information has been prepared without taking account of your personal objectives, financial situation or needs (your personal circumstances). Because of this you should, before acting on this information, consider its appropriateness, having regard to your personal circumstances. Conditions, limits and exclusions on cover apply, details of which are explained in the relevant Product Disclosure Statement and policy wording (PDS). Before making a decision about these policies, you should obtain and consider the relevant PDS. A PDS can be obtained by downloading it here for Bank of Melbourne Credit Card Protection and here for Home Loan Protection, calling 1300 000 266 and selecting “option 3” when prompted or visiting any Bank of Melbourne branch.