Personal Loans

1.To qualify for a lower interest rate, any motor vehicle offered as security must not be more than 12 years old upon loan expiry. The vehicle used as security must be registered under the applicant’s name. If the vehicle is registered in joint names, loan application must also be made in joint names.
2.The comparison rate is based on a secured personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
3.The comparison rate is based on an Unsecured Personal Loan of $10,000 for a term of 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
4.Bank of Melbourne Protect Motor vehicle Insurance is issued by CGU Insurance Limited ABN 27 004 478 371 AFSL 238291 (CGU) and distributed by Bank of Melbourne- A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 (Bank of Melbourne). In arranging this insurance, Bank of Melbourne acts under the Bank’s Australian Financial Services Licence.
This policy is not an investment in or deposit with the Bank. Neither the Bank, Bank of Melbourne nor any member of the Westpac Group guarantees the insurance benefits under the policies, or has any liability in connection with the policy or this information. Conditions, limits, and exclusions on cover apply, which are explained in the PDS.
5.Bank of Melbourne Protect Travel Insurance is issued by CGU Insurance Limited ABN 27 004 478 371 AFSL 238291 (CGU) and distributed by Bank of Melbourne- A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 (Bank of Melbourne). In arranging this insurance, Bank of Melbourne acts under the Bank’s Australian Financial Services Licence.
This policy is not an investment in or deposit with the Bank. Neither the Bank, Bank of Melbourne nor any member of the Westpac Group guarantees the insurance benefits under the policies, or has any liability in connection with the policy or this information. Conditions, limits, and exclusions on cover apply, which are explained in the PDS.

In arranging this insurance policy, Bank of Melbourne- A Division of Westpac Banking Corporation ABN 33 007 457 141 AFS Licence No. 233714 acts under Westpac's Australian Financial Services Licence and under an agreement with the insurer, CGU Insurance Limited ABN 27 004 478 371 AFS Licence No. 238291 (CGU). You should consider the PDS (Travel Insurance and Motor Insurance before deciding whether to buy or hold the product. This information has been prepared without taking into account your individual objectives, financial situation or needs (your personal circumstances). Before acting on this information, you should consider its appropriateness having regard to your personal circumstances.