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Debt consolidation

You can use an unsecured personal loan to combine balances from other loans and credit cards into one loan. This might be useful if you want to:

  • Simplify your debt with one interest rate and regular repayment
  • Only pay one set of fees
  • Set and work towards an end-date for your debt.

Note: debt consolidation is only beneficial in some circumstances. Carefully consider if it’s the right move for you before applying.

Buy a car

We offer two loan types you can use to buy a car. With an unsecured personal loan, you can borrow up to $40,000 without offering your car as security. Alternatively, a secured personal loan lets you offer your car as security to borrow up to $80,000 at a lower interest rate.

With both loans, you can:

  • Choose make repayments weekly, fortnightly or monthly
  • Set a loan term between 1 and 7 years to suit your budget
  • Select a fixed interest rate for predictable repayments or a variable rate with the option of repaying early with fewer fees.

 

Buy something else

Looking to renovate, go on holiday, or fund an event? There are many ways you can use a personal loan. With an unsecured personal loan, you can borrow up to $40,000 without offering your car as security. Alternatively, a secured personal loan lets you offer your car as security to borrow up to $80,000 at a lower rate.

With both types of loan, you can:

  • Choose to make repayments weekly, fortnightly or monthly
  • Set a loan term between 1 and 7 years to suit your budget
  • Select a fixed interest rate for predictable repayments or a variable rate with the option of repaying early with fewer fees.

 

Get Set Loan

Our Get Set Loan is an ongoing line of credit that you can use as you go, making it useful for projects such as home renovations or long-term event planning. Get Set lets you:

  • Withdraw what you need as you need it from a dedicated account up to the full credit limit
  • Access funds using a debit card, internet banking or mobile banking
  • Pay interest only on what you use, rather than the full credit limit.

 

Personal overdraft

Want to know the money’s there in case you need it? We hear you.

You can link a personal overdraft to your Complete Freedom account. If your balance can’t cover an unexpected expense, you can then still draw funds from the account up to a pre-approved credit limit.