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Amplify Platinum Card

60K Bonus Qantas Points*
When you spend $2,000 on eligible purchases on a new card within 90 days of card approval*
$49 Reduced First Year Annual Card Fee
$99 usually** New cards only.
Offer ends 30th September 2020.
0.5 point/$
spent on eligible purchases2
St.George Amplify Platinum

Rates and fees

  • $49 annual card fee for the first year. ($99 thereafter)**
  • 0.5 point earned for every dollar spent on eligible purchases2
  • 19.74% p.a. low variable interest rate on purchases
  • 21.49% p.a. variable cash advance rate
  • 0% p.a. for 6 months on balance transfers requested at new card application.# Rate then switches to variable cash advance rate.

Easy, secure and a fast way to pay with Apple Pay

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Features

Extended warranty
Complimentary extended warranty insurance on purchases of personal goods charged entirely to your eligible credit card, for up to 12 months on the manufacturer's expressed Australian warranty.1
Travel insurance
on trips up to 3 months which may include you and your spouse and/or dependent children when you satisfy the eligibility criteria.1
An extra card
For additional cardholders aged 16 or over at no extra cost, provided the account isn't a joint account. Additional card transactions are the responsibility of the primary account holder.
The Detail
Conditions, fees and credit criteria apply. This card is issued as a Visa card. Before making a decision read the Terms and Conditions and consider if the product is right for you. 

Switches, upgrades, or Westpac Group staff are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

This offer is only available to customers who apply via this website (not available in branch, call centres or other websites) and are approved for a new Amplify Platinum credit card between 7th July 2020 and 30th September 2020.

*Amplify Bonus Qantas Points Offer: The respective bonus Qantas Points promotions are available when you apply and are approved for a new Amplify Platinum Amplify Qantas or Amplify Signature Amplify Qantas credit card between 7th July 2020 and 30th September 2020, and spend the minimum amount of $2,000 on eligible purchases on an Amplify Platinum Amplify Qantas credit card or $6,000 on eligible purchases on an Amplify Signature Amplify Qantas credit card within 90 days from card approval. Eligible purchases do not include interest, fees and charges, cash or ATM cash advances, cash equivalent transactions, gambling transactions, payments to the Australian Tax Office, government charges, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited to the card account. Existing customers who currently hold an Amplify, Amplify Platinum or Amplify Signature card issued by Bank of Melbourne, St.George Bank or BankSA, or who have held one in the last 12 months, are not eligible for this offer. The bonus points will be credited to your points balance within 12 weeks after the eligible spend criteria is met. 

#Balance Transfer Promotion: The promotional balance transfer rate is available when you apply and are approved for a new Vertigo, Amplify Signature or Amplify Platinum credit card between 7th July 2020 and 30th September 2020, and request at card application to transfer balance(s) from up to 3 non-Bank of Melbourne, St.George Bank and BankSA Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 80% of your available credit) for the promotional period unless the amount is paid off earlier. Card activation will trigger the processing of the balance transfer. A balance transfer fee of 1.5% will apply to balance(s) transferred to a new Vertigo or Amplify Platinum Amplify Rewards credit card. The balance transfer fee will be charged to the card account on the same day the balance(s) are debited to the account. No balance transfer fees apply to Amplify Signature or Amplify Platinum Amplify Qantas credit cards. At the end of the promotional period, the applicable variable cash advance rate will apply to any remaining unpaid transferred balance(s). We will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the 'Monthly Payment Balance' listed on your statement of account (not the full closing balance) by the relevant payment due date.

**Discounted First Year Fee: The discounted first year annual card fee promotion is available when you apply for a new Amplify Platinum Qantas credit card between 7th July 2020 and 30th September 2020. The first annual card fee at the reduced rate will be debited from your card account on your first transaction and the full annual card fee, will be debited annually thereafter.

1. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 2227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible St.George account holders and cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Credit Card Complimentary Insurance Terms and Conditions (PDF 239KB) which may be amended from time to time. Westpac does not guarantee this insurance.

2. The earning and redeeming of Qantas Points is subject to the Amplify Rewards and Amplify Qantas Terms and Conditions (PDF 143KB). You must be a member of the Qantas Frequent Flyer program to earn and redeem points. Purchases that are not eligible to earn points include payments to the Australian Taxation Office and other circumstances set out in the Amplify Rewards and Amplify Qantas Terms and Conditions (PDF 143KB). You do not receive points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances. Qantas Points earned during a statement cycle are added to your Qantas Points balance on a monthly basis. Refer to amplify.bankofmelbourne.com.au.

Read the Apple Pay Terms and Conditions (PDF 38KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card, and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.