Apply for a credit card

Vertigo Card

  • 0% p.a. for 14 months on balance transfers, requested at card application2.
  • $0 first year annual card fee on new cards1

Variable purchase rate applies after the promotional periods. Offers end 20th September 2017.

  • Low variable purchase rate – just 13.24% p.a. (21.49% p.a. variable on cash advances)
  • $55 annual fee.

Vertigo Platinum Card

  • 0% p.a. for 20 months on balance transfers, requested at card application2

Variable purchase rate applies after the promotional periods. Offers end 20th September 2017.

  • Our lowest variable purchase rate – just 12.74% p.a. (21.49% p.a. variable on cash advances)
  • A range of complimentary insurance covers – including overseas travel insurance and extended warranty on purchases as set out in the policy1
  • Visa Platinum Concierge Service7
  • $99 annual card fee.

Amplify Card

  • $0 first year annual card fee on new cards^

Variable purchase rate applies after the promotional period. Offers end 20th September 2017.

  • Choose between two great rewards programs – Amplify Rewards or Amplify Qantas
  • $79 annual card fee.

Amplify Platinum Card

  • Earn up to 60,000 bonus Qantas or Amplify points on a new card, when you spend $3000 within 90 days from card approval. Exclusions apply.#

Variable purchase rate applies after the promotional periods. Offers end 20th September 2017.

  • All the benefits of Amplify plus:
    • Double points on international spend
    • A range of complimentary insurance covers – including overseas travel insurance and extended warranty on purchases as set out in the policy1
    • 24/7 Visa Concierge service7
  • All for a low annual fee of $99.

Amplify Signature Card

  • Earn up to 90,000 bonus Qantas or Amplify points on a new card, when you spend $3000 within 90 days from card approval. Exclusions apply.*

Variable purchase rate applies after the promotional period. Offers end 20th September 2017.

  • All the benefits of Amplify Platinum plus:
    • Our highest points earn rate, uncapped
    • A birthday bonus – 10% of points earned in past 12 months8
    • Two complimentary airport lounge passes per year upon enrolment9
  • And more... all for a competitive annual card fee of $279.

No Annual Fee Card

  • 0% p.a. for 14 months on balance transfers, requested at card application2.

Variable purchase rate applies after the promotional periods. Offers end 20th September 2017.

  • Freedom and security of a credit card with no annual card fee.

The Detail

Conditions, fees and credit criteria apply.

View the terms and conditions:

Please read these documents and keep a copy. You can request a paper copy at a branch.

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. If you need help, call 13 22 66.

Offers are not available in conjunction with any special offers that are not listed on www.bankofmelbourne.com.au. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible.

#Bonus points promotion: The bonus points promotion is available when you apply for a new Amplify Platinum or Amplify Signature card between 3rd May 2017 and 20th September 2017 and spend the minimum amount of $3000 on eligible purchases within 90 days from card approval on one or more transactions. Existing Bank of Melbourne customers who currently hold an Amplify Platinum or Amplify Signature card or who have held one in the last 12 months, are not eligible for this offer. Eligible purchases do not include fees, cash, cash equivalent transactions, BPAY transactions, refunds and balance transfers debited from the card account. The bonus Amplify Points or Qantas Points will be credited to your points balance within 12 weeks of the eligible spend criteria being met.

^ $0 first year annual card fee promotion: The first year annual card fee waiver is available when you apply for a new Vertigo or Amplify credit card via www.bankofmelbourne.com.au between 3rd May 2017 and 20th September 2017 and make your first purchase within 12 months from card approval. The first annual card fee will be debited on the 12 month anniversary of the first transaction on your account and annually thereafter.

1. QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 which allows eligible Bank of Melbourne account holders and cardholders to claim under it as third party beneficiaries. The terms, conditions, limits and exclusions, of the group policy, are set out in the Credit Card Complimentary Insurance Terms and Conditions, which may be amended from time to time. Westpac does not guarantee the insurance. You can get a copy of the policy booklet by calling 13 22 66 or download the Credit Card Complimentary Insurance Terms and Conditions.

2. The promotional balance transfer rates are available when you apply for a new Bank of Melbourne credit card between 3rd May 2017 and 20th September 2017 and request at application to transfer balance(s) from non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The variable purchase interest rate applies to balance transfers requested at any other time. Promotional rate will apply to any balance(s) transferred (min $200 up to 95% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. The variable purchase rate will apply to balance(s) transferred but left unpaid after the end of the promotional period. Card activation will trigger the processing of the balance transfer. Bank of Melbourne will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days don’t apply to balance transfers.

7. Visa Platinum/ Visa Signature Concierge (“Concierge”) is serviced by a third party supplier. By accessing or using the Concierge, or attempting to do so, you are deemed to have understood and agreed to the terms of usage.

8. Birthday bonus is calculated over a period of 12 months, on the number of Amplify Points or Qantas Points (excluding bonus points) as applicable, earned on Amplify Signature Card purchases from the day of the Account Owner’s birthday to the day prior to the Account Owner’s birthday, other than the first Birthday bonus which will be calculated from the day of Card approval to the day prior to the Account Owner’s birthday. The Amplify Signature Card Account Owner will receive ten percent of the points earned during the Birthday bonus calculation period which will be credited to the Amplify Rewards or Qantas Frequent Flyer Membership Account as applicable, within 4 weeks of the Account Owner’s birthday. For Joint accounts the first listed Account Owner’s birthday is used for the calculation. The Birthday bonus can be accessed by all Account Owners.

9. Amplify Rewards and Amplify Qantas each offer airport lounge passes. Cardholder’s are only eligible for lounge passes offered for their selected rewards program and conditions apply. Lounge passes are subject to expiry. Priority Pass is offered to Amplify Rewards Cardholders, who must enrol via bankofmelbourne.com.au/amplifysignature. For full details visit prioritypass.com/Conditions-of-use.cfm. Qantas Club Lounge Invitations is offered to Qantas Rewards Cardholders who must enrol via bankofmelbourne.com.au/amplifysignature. Access and use is subject to Qantas Club Rules. For full terms and conditions visit qantas.com/qantasclub and some exclusions apply.