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Start your application online

Learn how much you could borrow.
Receive indicative approval in under 15 minutes.
A home loan expert will call you once you have submitted your application to talk through next steps.

A simple way to apply for a Bank of Melbourne home loan

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Borrowing power
Find out what you could borrow to start house hunting with confidence – we’ll even show you what you could afford to spend on a property and costs involved.
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Our lowest rate
We’ll give you our lowest rate upfront, personalised to your buying scenario
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Property valuation
If you’ve found the perfect property (or you’re refinancing), we will complete a real-time bank valuation.
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Real support at every step
Need help? You can live chat with us to help you complete the application 7 days a week (even outside of business hours)

Special offers


$2k

Cashback^
When you
refinance

For new Owner Occupier (Principal & Interest) or Investment home loans with the Advantage Package. $395 annual package fee and $250k min loan per property applies. Excludes refinances from within Westpac Group. Applications received by 30 June 2019, with loan settled by 31 August 2019.

$1k

Cashback*
When you
buy a home

Apply for a new Owner Occupier (Principal & Interest) or Investment home loan with the Advantage Package. $395 annual package fee and $250k min loan per property applies. Excludes refinances. Applications received by 30 June 2019, with loan settled by 31 August 2019.

Our Home Loans

We offer a range of mortgages to suit your needs with competitive interest rates.

Find your home loan

See at a glance how fees, features and loan purposes differ by product.

 

Compare our Home Loans

The Detail

Conditions, fees and credit criteria apply.

Based on Bank of Melbourne credit criteria, residential lending is not available for Non-Australian resident borrowers.

Before making a decision, it’s best to read the terms and conditions:

Please read these documents and keep a copy. You can request a paper copy at a branch.

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it’s right for you. If you need help, call 13 22 66. Tax consequences may arise from promotions for investors and customers should seek independent advice on any taxation matters.

Property valuation: valuation is valid for 90 days. Your upfront bank valuation assessment may require further valuation assessment if your property does not fit lending guidelines.

Personalised rate: A variable rate loan discount is valid for 14 days and a fixed rate discount is valid for 5 days. All interest rates are subject to change.

Support and live chat: dedicated teams are here to help you 7 days a week. Available 8am-10pm Mon-Fri and 9am-5pm Sat-Sun.