Refinancer home loan rate finder

^{^^}LVR stands for the initial loan to value ratio at loan approval. LVR is the amount of your loan compared to the Bank’s valuation of your property offered to secure your loan expressed as a percentage. Home loan rates for new loans are set based on the initial LVR and don’t change because of changes to the LVR during the life of the loan.

Special offer

$2,000

Refinance Cash back^

Receive $2,000 cashback^ when you refinance to a new Owner Occupied (Principal & Interest) or Investment home loan under the Advantage Package. $395 annual package fee and $250k minimum loan size applies. Excludes Portfolio Loans and refinances from within Westpac Group. Applications received by 31 March 2019 and loan settled by 31 May 2019.

What else do I need to know?

$2,000 Refinance Cashback offer
^For new home loan applications received from 8 October 2018 to 31 March 2019 and settled by 31 May 2019 for refinance purposes under the Advantage Package. Offer current as at 1 February 2019. Offer may be varied or withdrawn at any time. Excludes Portfolio Loans and refinances from within Westpac Group which include Bank of Melbourne, Westpac, St.George Bank, BankSA and RAMS. Offer not available for Owner Occupier Interest Only loans. Offer can be used in conjunction with the new purchase cashback, with maximum one new purchase cashback and one refinance cashback payable per main applicant, and not available in conjunction with any other offer. Advantage Package Terms and Conditions apply. A $395 annual package fee applies and is payable from an eligible Bank of Melbourne transaction account. Applicants must have a Bank of Melbourne transaction account linked to the home loan at the time of settlement, and must keep this account for 60 days after settlement. Applicants’ home loan repayments must be direct debited from this transaction account. The cashback will be paid into this account within 60 days after settlement. Before deciding to acquire a Bank of Melbourne transaction account, read the terms and conditions, and consider if the product is right for you. Tax consequences may arise from this promotion for investors and customers should seek independent advice on any taxation matters.