Refinancer home loan rate finder

^{^^}LVR stands for the initial loan to value ratio at loan approval. LVR is the amount of your loan compared to the Bank’s valuation of your property offered to secure your loan expressed as a percentage. Home loan rates for new loans are set based on the initial LVR and don’t change because of changes to the LVR during the life of the loan.

Special offer

$2,000

Refinance Cash back^

Receive $2,000 cash back^{^} when you refinance to a new Owner Occupied, Principal & Interest or Investment home loan under the Advantage Package. $395 annual package fee and a $250k minimum loan size applies. Excludes Portfolio Loans and refinances from within Westpac Group. Applications received from 8 October 2018 and settled by 31 December 2018.

What else do I need to know?

$2,000 Refinance Cash back offer
^For new home loan applications received from 8 October 2018, and settled by 31 December 2018 for refinance purposes under the Advantage Package. Offer current as at 15 October 2018. Offer may be varied or withdrawn at any time. Excludes Portfolio Loans and refinances from within Westpac Group which include Bank of Melbourne, Westpac, St.George Bank, BankSA and RAMS. Offer not available for Owner Occupier Interest Only loans. Advantage Package Terms and Conditions and a $395 annual package fee apply. Offer can be used in conjunction with the new purchase cash back, with maximum one new purchase cash back and one refinance cash back payable per main applicant, and not available in conjunction with any other special offers. Applicants must have a Bank of Melbourne transaction account linked to the home loan at the time of settlement, and must keep this account for 60 days after settlement. Applicants’ home loan repayments must be direct debited from this transaction account. The cash back will be paid into this account within 60 days after settlement. Tax consequences may arise from this promotion for investors and customers should seek independent advice on any taxation matters.

The Detail

Credit criteria, fees and charges apply. Property valuation: valuation is valid for 90 days. Your upfront bank valuation assessment may require further valuation assessment if your property does not fit lending guidelines. Personalised rate: variable interest rates are subject to change, the rate discount is valid for 14 days. For fixed rates, discounts are valid for 5 days. Support and live chat: dedicated teams are here to help you 7 days a week. Available 8am-10pm Mon-Fri and 9am-5pm Sat-Sun. Bank of Melbourne - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.