Refinancer home loan rate finder

^{^^}LVR stands for the initial loan to value ratio at loan approval. LVR is the amount of your loan compared to the Bank’s valuation of your property offered to secure your loan expressed as a percentage. Home loan rates for new loans are set based on the initial LVR and don’t change because of changes to the LVR during the life of the loan.

Special offer

$2k

Refinance Cash back^

For new Owner Occupier (Principal & Interest) or Investment home loans with the Advantage Package. $395 annual package fee and $250k min loan per property applies. Excludes refinances from within Westpac Group. Applications received by 30 June 2019 and loan settled by 31 August 2019.

What else do I need to know?

^$2,000 Refinance Cashback
For new home loan refinance applications received from 1 April 2019 to 30 June 2019, with loan settled by 31 August 2019 and taken as part of the Advantage Package. Offer current as at 1 April 2019. $250k min loan per property refinanced. Only 1 cashback per property refinance will be paid regardless of the number of loans involved. Offer may be varied or withdrawn at any time. Excludes Portfolio Loans, switches and refinances of home loans within the Westpac Group which include Bank of Melbourne, Westpac, St.George Bank, BankSA and RAMS. Offer not available for Owner Occupier Interest Only loans or residential lending originated under family or company trusts. Advantage Package Terms and Conditions apply. A $395 annual package fee applies and is payable from an eligible Bank of Melbourne transaction account. Applicants must have a Bank of Melbourne transaction account linked to the home loan at the time of settlement and must keep this account open for 60 days after settlement. The cashback will be paid into this account within 60 days after settlement. Applicants’ home loan repayments must be direct debited from this transaction account. Before deciding to acquire a Bank of Melbourne transaction account, read the terms and conditions and consider if the product is right for you. Tax consequences may arise from this promotion for investors and customers should seek independent advice on any taxation matters.