Skip to main content Skip to main navigation Skip to accessibility page Skip to search input

^^LVR stands for the initial loan to value ratio at loan approval. LVR is the amount of your loan compared to the Bank’s valuation of your property offered to secure your loan expressed as a percentage.  Home loan rates for new loans are set based on the initial LVR and don’t change because of changes to the LVR during the life of the loan.

Special offer


$2,000

Refinance Cash back^

Receive $2,000 cashback^ when you refinance to a new Owner Occupied (Principal & Interest) or Investment home loan under the Advantage Package. $395 annual package fee and $250k minimum loan size applies. Excludes Portfolio Loans and refinances from within Westpac Group. Applications received by 31 March 2019 and loan settled by 31 May 2019.