Most popular home loans

Enjoy the competitive rates and features of our most popular home loans

Advantage Package

  • A package deal for your home loan, credit card and transaction account
  • Save with package discounts on home loan interest rates and fees
  • Your 3 most important accounts in one spot.

Standard Variable Rate Loan

  • Get a competitive variable interest rate without being locked in for a set term
  • Great features including full interest offset and redraw
  • Flexible repayment options.

Fixed Rate Home Loan

  • Choose a fixed rate with a term of 1 to 5 years
  • Know exactly where you stand with your budget and what you’ll need to pay
  • Save with a partial interest offset.

Portfolio Loan

  • A flexible line of credit
  • Allows borrowers to access funds up to their available credit limit to make investments for their future, such as to purchase an investment property or invest in a share portfolio.

Basic Home Loan

  • A basic, no frills home loan with a low variable interest rate
  • $0 monthly service fee
  • Flexible repayment options.

How to apply

The Detail

Conditions, fees and credit criteria apply. Before making a decision, it’s best to read the terms and conditions:

Your welcome letter, which contains the loan offer and other information such as interest rates and fees. 

Please read these documents and keep a copy. You can request a paper copy at a branch. The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it’s right for you. If you need help, call 13 22 66.

1. Advantage Package annual fee of $395 applies, other fees may be payable. The interest rate discount and fee savings apply for the duration of the package. Contact us to see if you are eligible to receive Advantage Package benefits.