Sending...

You should only send this link to someone you know would be interested in receiving the information on this webpage. View our Privacy Policy

How to apply
I want to
Top FAQs

Lending and Finance

When you run a business, there’s rarely a moment when finances aren’t top of mind. That’s why it’s our job to be ready with the right finance solution to suit your business, at the right time. No matter what type of business you run, or how specific your finance needs, large and small, explore our options in the short and long-term.

Featured Business Lending and Finance Products

  • Business Maximiser

    • A line of credit that gives your business flexibility to take advantage of opportunities.
    • Combine your business transaction and business loan into one account
    • Competitive interest rate using your residential property as security
  • Business Owners' Loan Package

    • Combine a Bank of Melbourne Portfolio Loan or eligible home loan with a BusinessVantage Visa Credit Card or an EFTPOS facility.
    • Combine your transaction and loan into one account
    • Eligible for a discount off Portfolio Loan Variable or standard variable rates and save on selected account fees.

Looking for?

Our products

Compare and Calculate

Compare business transaction accounts Compare business savings accounts Choose a business transaction account

Have you considered?

Merchant Solutions

Merchant Solutions

Card payments are part of everyday life for most businesses. Our payment solutions cover all major cards and include same day settlement, Monday to Saturday, when linked to your Bank of Melbourne Business Transaction Account.

Business Credit Card

Business Credit Card

More than just a business credit card, BusinessVantage Visa gives you greater control over your expenses with a generous interest-free period to help with cash flow. Detailed reporting makes accounting and tax time easier, saving you valuable admin time.

Business Insurance

Business Insurance

There are many things that can impact your business' ability to repay debt. To protect you and your business, talk to us about the debt protection Business Insurance can provide.

 

The Detail

Conditions & fees apply. Credit criteria also apply to Merchant solutions & Business Credit Cards.

Before making a decision, it's best to read the terms and conditions which are available on application.

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it’s right for you. 

The advice on this webpage is general advice only and does not take into account your individual objectives, financial situation or needs ("your personal circumstances"). Before acting on this advice and making a decision about Business Insurance, you should consider the appropriateness and the relevant GIO Business Insurance Product Disclosure Statement and policy wording (PDS) having regard to your personal circumstances. Obtain a PDS by calling 1800 804 514.

Business Insurance is issued by GIO General Limited ABN 22 002 861 583 (GIO) and referred by Bank of Melbourne- A Division of Westpac Banking Corporation ABN 33 007 457 141 (Bank of Melbourne). In referring customers to GIO for this insurance, Bank of Melbourne acts under Westpac Banking Corporation's Australian Financial Services Licence and under a referral agreement with GIO.

The policies are not deposits or other liabilities of Westpac Banking Corporation (the Bank). Neither the Bank, Bank of Melbourne nor any member of the Westpac Group guarantees the insurance benefits under the policies. Conditions, limits, and exclusions on cover apply, which are explained in the relevant PDS.