Victorians love to travel and Victorians love to shop. We’ve got a range of credit cards to choose from, whether you use your card a lot or just occasionally.


Compare credit cards Help me choose a credit card Calculate my balance transfer savings
You have the option of a competitive fixed or variable interest rate and could use the funds to consolidate debts into one easy to manage repayment or for a combination of other purposes, the choice could be yours.
SENSE is two great accounts working together – SENSE Everyday transaction account and SENSE Savings account. With Bank of Melbourne SENSE you’ll save automatically, you can set savings targets and compare spending month by month.
Peace of mind on your holiday with coverage for overseas medical and dental expenses and personal luggage5.
Conditions and fees apply. Credit criteria apply to all credit products
Before making a decision, it's best to read the terms and conditions.
Please read these documents and keep a copy. You can request a paper copy at a branch.
The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you.
1. The p.a. balance transfer rate for up to 12 months is available when you apply for a new Bank of Melbourne Vertigo MasterCard® between 24 November 2011 and 29 February 2012 and request at application to transfer a balance from Australian issued credit or store cards other than Bank of Melbourne, St.George or Bank SA credit cards. Subsequent balance transfers requested after application will be charged the Bank of Melbourne Vertigo standard variable purchase rate. Payments made to your credit card account will be applied as set out in the Credit Card Conditions of Use. At the end of the 12 months special balance transfer rate period, any outstanding balance transfer amount will attract your card’s standard variable purchase rate. You can apply to transfer $200 or more, up to 95% of your new Bank of Melbourne credit card available limit. This offer is not available in conjunction with or in addition to any other special offers.
2. These covers are issued by Zurich Australian Insurance Limited ABN 13 000 296 640 AFSL 232507. These benefits are complimentary to card holders and Terms & Conditions and exclusions apply as set out in the Policy of Insurance. No Westpac Group company has any liability in connection with the insurance policies. Please refer to the Gold and Platinum Credit Card Insurance Conditions of Use for a full explanation of cover and exclusions.
MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.