Corporate investments

Influences such as seasonal markets, financial resources and the constantly changing face of commercial markets mean that every business has unique requirements for cash management and investment. That's why Bank of Melbourne offers a wide range of flexible and convenient investment options.

With a choice of high yielding investments, we can provide a competitive solution that can meet your needs for cash flow management, at call access and short or longer-term returns on invested funds.

Our range of investment products is extensive and includes:

• Term Deposits
• Call Accounts
• Bank Bills
• Specialised Investments -
  • Fixed Interest Securities
  • Floating Rate Notes (FRN)

 Term Deposits

• Secure investment
• Fixed interest rate
• Terms from 30 days to 5 years

 Call Accounts

• High interest rate
• Funds at call

 Bank Bills

A bank bill is a bearer instrument and a negotiable security with terms from 1 to 6 months. The minimum investment at Bank of Melbourne is $500,000 and thereafter-in multiples of $100,000.

Bank Bills are issued at a discount to Face Value.

Want to know more? Here are some Frequently Asked Questions about Bank Bills.

 Specialised Investments

 Fixed Interest Securities

Commonwealth and State Government Bonds

At the top of the 'risk free' tree, these securities are available for terms of up to 12 years.

Because of their low risk profile, the rates offered are often lower than other investments of comparable terms. They are however, extremely tradeable within the financial markets should you need to liquidate your investment before maturity. Bonds have a coupon attached (usually semi annual) and the yield achievable is, amongst other determinants, primarily driven by the expectation of inflation.

Corporate Bonds

These are similar to government bonds, however your risk is determined by the corporate that is issuing the bond.

 Forward Rate Agreements (FRA)

This product is available to approved applicants.

Want to know more? Here are some Frequently Asked Questions about FRAs. Floating Rate Notes (FRN)

Floating Rate Notes are a tradeable security that can be bought and sold at the prevailing market rate. This rate represents the premium above BBSW that the market is prepared to pay for the coupon attached to the security. These differences in premiums reflect the perceived credit risk of the FRN, the term to maturity and the market sentiment generally.

The FRN's are issued by Corporates and Banks and are rated by international rating agencies Standard & Poors (S&P) and Moodys.

Need more information?

If you have any questions or want more information, you can contact us online or call us on 61 3 9629 9995.