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Express Freedom Account

If you value free unlimited everyday banking transactions2 using Mobile Banking, Internet and Phone Banking3, via Bank of Melbourne, St.George, BankSA or Westpac ATMs, or through BPay® or Bank@PostTM, this account gives you the freedom to get on and do it

  • Your $3 flat monthly account service fee is waived if you deposit a minimum of $1,000 by the last business day of the month
  • With pay-as-you-go branch and cheque services, so you get full access but pay only for what you use
  • Shop securely with an optional Visa Debit Card1online
Apply Now

Free everyday banking

Low cost account

  • Low flat monthly account service fee of $3 waived if you deposit a minimum of $1,000 by the last business day of the month.

Pay-as-you-go

  • Pay-as-you-go branch and cheque services, so you get full access but pay only for what you use.

Optional access

  • Optional chequebook
  • Optional branch access

Visa Debit Card1

  • Shop securely with a Visa Debit card at home, online or overseas using money from your Express Freedom Account.

Extra features!

  • Extras include Email and SMS4 Alerts, automatic payments and deposits, mobile banking, online cheque deposits and more!

Compare accounts

Express Freedom Account fees
Monthly account service fee $3.00
Transaction fees for everyday banking
Internet Banking transactions Free1
Phone Banking transactions Free1
Visa Debit transactions Free4
Bank of Melbourne/Westpac/St.George/BankSA ATMs (in Australia) Free
EFTPOS Free
Electronic agency Free
Cheque $1.00
Staff assisted $2.50
Bank@PostTM Free
Other transaction fees (Free monthly withdrawal allowances do not apply to these fees)
Direct Debit Free
Periodical Payment $4.00#
Overseas Cash Withdrawal (including overseas ATM withdrawal) $5.00
Bank of Melbourne / St.George / BankSA ATM Mini transaction history request $0.20
Frequent Statement (per month) $2
Foreign Currency Conversion 3.0%
Collection item Free

# The Periodical payment fee is payable for a transfer of funds that we make on a regular basis at your request from your Account to another specific account. The fee is charged at the time the transaction occurs. Periodical payments to another account held with Bank of Melbourne, St.George & BankSA are free.

 

Keeping track of Express Freedom is easy!

Internet Banking View transactions online anytime with Internet Banking3
Paper Statements Posted to you every 3 months, or every 2 months if you have a Visa Debit Card
Mini transaction history Available at any Bank of Melbourne ATM
eStatements View, print and save up to 2 years of statements online when you choose eStatements
Yearly interest summary View and print your Financial Year interest summary with Internet Banking

Express Freedom gives you low-cost ways to bank

Unlimited online access1 with optional branch and chequebook

  • Free everyday banking at Bank of Melbourne / St.George / Westpac / BankSA ATMs, EFTPOS, BPAY®, Bank@Post™, Internet and Phone Banking
  • When you need it, optional pay-as-you-go branch and cheque access.

Plus 6 great extras!

  1. Automatic payments and deposits set up automatic deposits for salary and investment income, and automatic payments for bills
  2. Email Alerts and SMS Alerts 10 free monthly SMS Alerts3 to receive alerts on your mobile. Email Alerts are free. Easily set up notifications to control what information you receive and when.
  3. Shop securely with a Visa Debit card4 at home, online or overseas using money from your Express Freedom Account
  4. Easy mobile banking from your phone
  5. Deposit cheques online – if you live in a rural area or prefer not to visit a branch, you can complete your deposit slip online and post your cheque to us
  6. Can be your cash hub account for DIY Super / Self Managed Super Fund (SMSF) 

Which account is best for you?

Open an account online

Open your account now, it takes just 10 minutes!

OR

Open your account anywhere, anytime via your smart phone

  • Log on to m.bankofmelbourne.com.au on your smart phone and choose "Open an account"

Call us

13 22 66 and say "New account" when prompted

Visit a branch

Find your nearest branch

What you'll need

Contact details (address, phone number, email address) and Tax File Number

Tips

The Detail

Conditions and fees apply.

Before making a decision, it's best to read the terms and conditions.

Please read these documents and keep a copy. You can request a paper copy at a branch. 

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. If you need help, call 13 22 66.

BPAY® Registered to BPAY Pty Ltd. ABN 69 079 137 518

1.To be eligible for a Visa Debit card you must have an Australian residential address and over 18 years of age. Choose this option to use money from your Express Freedom Account.
2.Daily transaction limits apply.
3.Subject to systems availability.
4.Fees apply after the first 10 SMS Alerts per month. Email Alerts are free.