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How to apply
  • Call 1300 553 764 for BT Protection Plans
  • Call us on 1300 000 266 and select "option 3" when prompted for a Home Loan Protection quote
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Life insurance

We all have hopes and dreams for ourselves and our loved ones. If you could no longer work, what would happen to your way of life, your family? What if the worst happens? We’ve designed a range of personal insurance solutions to help protect the way you live and the people closest to you.

  • BT Protection Plans

    • A comprehensive range of life insurance solutions for a wide range of situations
    • Protects you and your loved ones from the financial effects of injury, illness, permanent disability and death
    • Talk to a financial planner for advice on cover that’s right for you
    More info

  • Home Loan Protection

    • Home Loan Protection is here to help you or your family meet your home loan commitments
    • It is an affordable and easy solution designed to:
      • Pay a lump sum if you are diagnosed with a terminal illness, die or are diagnosed with a covered medical condition
      • Pay a monthly amount if you cannot work due to injury, illness or involuntary unemployment.
    More info Visit a branch

How to apply

The Detail

Westpac Life Insurance Services Limited ABN 31 003 149 157 (Westpac Life) is the insurer of BT Protection Plans. All BT Protection Plans are issued by Westpac Life, except for Term Life as Superannuation and BT Protection Plans paid for via SuperWrap. For Term Life as Superannuation, the issuer is Westpac Securities Administration Limited ABN 77 000 049 472 (WSAL). The trustee of Term Life as Superannuation is WSAL which is part of the Superannuation Division of Westpac MasterTrust ABN 81 236 903 448, SFN 281412 SPIN WFS0112AU RSE R1003970. For BT Protection Plans paid for via SuperWrap, the issuer and trustee is BT Funds Management Limited ABN 63 002 916 458, RSE L0001090 (SuperWrap Trustee). The administrator of all BT Protection Plans policies paid via SuperWrap and Wrap and the arranger of policies paid via Wrap is BT Portfolio Services Ltd ABN 73 095 055 208 (BTPS).

Home Loan Protection is issued by St.George Life Limited ABN 88 076 763 936(St.George Life) and distributed by Bank of Melbourne- A Division of Westpac Banking Corporation ABN 33 007 457 141 (Bank of Melbourne). St.George Life is a wholly owned subsidiary of Westpac Banking Corporation (Bank). The policy is not an investment in or deposit with the Bank. Neither Bank of Melbourne nor any member of the Westpac Group (other than St.George Life as insurer) guarantees the policy.

These policies are distributed by Bank of Melbourne- A Division of Westpac Banking Corporation ABN 33 007 457 141 (Bank of Melbourne). Westpac Life, WSAL and St.George Life are subsidiaries of Westpac Banking Corporation (Bank). These policies are not an investment in or deposit with the Bank. Neither Bank of Melbourne, the Bank nor any member of the Westpac Group (other than each of Westpac Life and St.George Life as insurer) guarantees these policies.

This information has been prepared without taking account of your personal objectives, financial situation or needs (your personal circumstances). Because of this you should, before acting on this information, consider its appropriateness, having regard to your personal circumstances. Conditions, limits and exclusions on cover apply, details of which are explained in the relevant Product Disclosure Statement (PDS). Before making a decision about these policies, you should obtain and consider the relevant PDS. A PDS can be obtained by downloading it (BT Protection Plans, Home Loan Protection), calling 1300 553 764 for BT Protection Plans, 1300 000 266 for Home Loan Protection and select “option 3” when prompted or by visiting any Bank of Melbourne branch.