Upcoming changes to your Bank of Melbourne Amplify Credit Card
From 22 August 2025, we’re making some changes to how you can earn Points on eligible purchases1 with your card, and to the annual card fee on Amplify Platinum Credit Cards.
Rewards Points earn rates
We’re changing the earn rates and expanding the spend categories. Please refer to the table below to learn about all category and earn rate changes2 to your specific Credit Card. If you’d like to check out the current Points earn rates prior to these changes, visit this page. These changes will not impact your current Points balance.
Amplify Rewards Platinum Credit Card
| How to earn Amplify Points | New Amplify Points earn rate |
|---|---|
International spend For international purchases made in store and online |
$1 = 2 Points |
Everyday spend Most major Australian supermarkets, department stores, petrol stations, dining and utilities |
$1 = 1.25 Points |
| All other purchases3 | $1 = 1 Point |
Once you spend $5,000 in a statement cycle, you will earn 0.5 Points per $1 on further eligible purchases1.
Amplify Qantas Platinum Credit Card
| How to earn Qantas Points | New Qantas Points earn rate |
|---|---|
International spend For international purchases made in store and online |
$1 = 0.75 Points |
Everyday spend Most major Australian supermarkets, department stores, petrol stations, dining and utilities |
$1 = 0.5 Points |
| All other purchases3 | $1 = 0.35 Points |
Once you spend $5,000 in a statement cycle, you will earn 0.2 Points per $1 on further eligible purchases1.
Annual card fee increase for Amplify Rewards Platinum and Amplify Qantas Platinum Credit Cards only
From 22 August 2025, the current standard advertised annual fee on your card will increase from $124 to $175. This change does not impact your first-year annual card fee arrangement as outlined in your Financial Table, as it will only apply on your next anniversary date. If your credit card is part of a home loan package, your annual card fee will continue to be waived as long as your home loan package remains active, and you continue to meet its eligibility criteria.
Amplify Rewards Signature Credit Card
| How to earn Amplify Points | New Amplify Points earn rate |
|---|---|
International spend For international purchases made in store and online |
$1 = 3 Points |
Everyday spend Most major Australian supermarkets, department stores, petrol stations, dining and utilities |
$1 = 2 Points |
| All other purchases3 | $1 = 1 Point |
Once you spend $10,000 in a statement cycle, you will earn 0.5 Points per $1 on further eligible purchases1.
Amplify Qantas Signature Credit Card
| How to earn Qantas Points | New Qantas Points earn rate |
|---|---|
International spend For international purchases made in store and online |
$1 = 1.2 Points |
Everyday spend Most major Australian supermarkets, department stores, petrol stations, dining and utilities |
$1 = 0.8 Points |
| All other purchases3 | $1 = 0.5 Points |
Once you spend $10,000 in a statement cycle, you will earn 0.25 Points per $1 on further eligible purchases1.
What kind of businesses are included in the new ‘everyday spend’ category?
Below is a list of examples of what is included in the new everyday spend category:
- Supermarkets include stores such as Woolworths, Coles, IGA, Harris Farm and ALDI
- Department stores include stores such as David Jones and Myer
- Petrol stations include stores such as Shell, Ampol, Caltex and BP
- Dining includes restaurants, cafes, fast food, bars, hotels and entertainment venues
- Utilities include payments for water, gas, electricity, internet, mobile and streaming services (excluding BPAY payments).
The Detail
1. Eligible purchases do not include interest, fees and charges, cash or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited to the card account.
2. These earn rates will replace the earn rates that currently apply with particular purchase types or merchants, including any existing Points earn caps in place.
3. If you choose to make any payment in any category using an intermediary service (such as Afterpay, PayPal or similar services), these transactions will be categorised as 'all other purchases’ as per the table above. We classify transactions using information provided to us by the card scheme (Visa or Mastercard), which tells us about the main type of business conducted by the Merchant.
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