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Get $4k cashback when you refinance.

First refinance application only. Apply by 31/01/21. LVR up to 80%. Min loan $250k. Exclusions and T&C apply.

Zero monthly account fees. Zip. Zilch. Nada.

No monthly account fees with our Complete Freedom account.

T&Cs apply.

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We'll say 'hi' with $50.

Get $50 when you open a new Complete Freedom bank account by 19 January 2021.*

*New transaction account customers only. Min deposit, spend criteria, exclusions, T&Cs apply.

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We have Apple Pay. An easy, contactless and safe way to pay.

Add your Bank of Melbourne card to your Apple Wallet in Mobile Banking today.


Fixed Rate Home Loan

For new Owner Occupier (Principal & Interest) Advantage Package Home Loans4, $395 annual package fee applies. LVR+ above 60% up to 80%. If you’re an existing Bank of Melbourne Home Loan customer, find out how to manage your home loan.


2.04% p.a.
1 year fixed rate
3.51% p.a.
Comparison rate*
2.04% p.a.
2 year fixed rate
3.41% p.a.
Comparison rate*
2.04% p.a.
3 year fixed rate
3.33% p.a.
Comparison rate*
1.94% p.a.
4 year fixed rate
3.21% p.a.
Comparison rate*


T&C's apply. See comparison rate warning.

Customers in need of extra care

If you are experiencing financial difficulty or difficult personal circumstances, find out how we can help.

Feedback and complaints

We welcome your feedback whether it's a compliment, suggestion or a complaint.