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Personal, Business and Corporate Banking

Get $4k cashback when you refinance.

First refinance application only. Apply by 30/06/21. LVR up to 80%. Min loan $250k. Exclusions and T&C apply.

We'll say 'hi' with $40 and no monthly account fees.

Get $40 when you open a new Complete Freedom bank account online by 30 June 2021.*

*New transaction account customers only. Min deposit, exclusions, T&Cs apply.

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Earn 60k Bonus Qantas Points.

Get 60k Bonus Qantas points when you open a new Amplify Platinum Credit Card*.

*Minimum $3k spend on eligible purchases within the first 90 days from new card approval.

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Lower deposit offer for first home buyers.

You could get into your first home faster with our lower deposit offer with reduced LMI.

T&Cs and exclusions apply.

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Fixed Rate Home Loan

For new Owner Occupier (Principal & Interest) Advantage Package Home Loans4, $395 annual package fee applies. LVR+ above 60% up to 80%. Available for new loans as well as existing variable rate home loan customers looking to fix all or part of their loans. If you’re an existing Bank of Melbourne Home Loan customer, find out how to manage your home loan.


2.04% p.a.
1 year fixed rate
3.51% p.a.
Comparison rate*
1.94% p.a.
2 year fixed rate
3.40% p.a.
Comparison rate*
2.03% p.a.
3 year fixed rate
3.32% p.a.
Comparison rate*
2.24% p.a.
4 year fixed rate
3.31% p.a.
Comparison rate*
2.54% p.a.
5 year fixed rate
3.36% p.a.
Comparison rate*


T&C's apply. See comparison rate warning.

Customers in need of extra care

If you are experiencing financial difficulty or difficult personal circumstances, find out how we can help.

Feedback and complaints

We welcome your feedback whether it's a compliment, suggestion or a complaint.