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Personal, Business and Corporate Banking

Get $4k cashback when you refinance.

First refinance application only. Apply by 30/06/21. LVR up to 80%. Min loan $250k. Exclusions and T&C apply.

We have no interest on 28 months on balance transfers.

When requested at card application for a new Vertigo Credit Card.

T&Cs: No balance transfer fee. Variable cash advance rate will apply after the balance transfer promotional period. Fees apply.

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We'll say 'hi' with $40 and no monthly account fees.

Get $40 when you open a new Complete Freedom bank account online by 30 June 2021.*

*New transaction account customers only. Min deposit, exclusions, T&Cs apply.

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We have a way to save money, and penguins.

Adopt a penguin with our kids Incentive Saver account.


Fixed Rate Home Loan

For new Owner Occupier (Principal & Interest) Advantage Package Home Loans4, $395 annual package fee applies. LVR+ above 60% up to 80%. If you’re an existing Bank of Melbourne Home Loan customer, find out how to manage your home loan.


2.04% p.a.
1 year fixed rate
3.51% p.a.
Comparison rate*
1.84% p.a.
2 year fixed rate
3.38% p.a.
Comparison rate*
1.93% p.a.
3 year fixed rate
3.30% p.a.
Comparison rate*
1.94% p.a.
4 year fixed rate
3.21% p.a.
Comparison rate*


T&C's apply. See comparison rate warning.

Customers in need of extra care

If you are experiencing financial difficulty or difficult personal circumstances, find out how we can help.

Feedback and complaints

We welcome your feedback whether it's a compliment, suggestion or a complaint.