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Personal, Business and Corporate Banking

Get $3k cashback when you refinance.

Apply by 30/09/21. Min loan $250k. LVR less than 90%. T&Cs, exclusions, fees apply.

Genuine rewards to say thank you to our customers.

Our debit and credit cards get access to exclusive shopping, dining and experience rewards. It's our way of saying thank you for choosing us.

My Offers Hub is available to eligible consumer debit and credit card customers only.

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Our Vertigo Credit Card has $300 cashback*.

You get a $300 cashback when you take out a new Vertigo Credit Card.

*Minimum spend $4k on eligible purchases within 120 days of new card approval. T&Cs apply.

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Protect yourself from scams.

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Fixed Rate Home Loan

For new Owner Occupier (Principal & Interest) Advantage Package Home Loans4, $395 annual package fee applies. LVR+ above 60% up to 80%. If you’re an existing Bank of Melbourne Home Loan customer, find out how to manage your home loan.


2.04% p.a.
1 year fixed rate
3.51% p.a.
Comparison rate*
1.84% p.a.
2 year fixed rate
3.38% p.a.
Comparison rate*
2.03% p.a.
3 year fixed rate
3.32% p.a.
Comparison rate*
2.54% p.a.
4 year fixed rate
3.40% p.a.
Comparison rate*
2.84% p.a.
5 year fixed rate
3.47% p.a.
Comparison rate*


T&C's apply. See comparison rate warning.

COVID-19 Customer Support

Its been a hard time for many of us tackling the pandemic and the economic challenges it’s raised. We’re here to support you if you need it.

Customers in need of extra care

If you are experiencing financial difficulty or difficult personal circumstances, find out how we can help.

Feedback and complaints

We welcome your feedback whether it's a compliment, suggestion or a complaint.