Disclosure Documents

Financial Services Guides

A Financial Services Guide (FSG) describes the financial services offered by, and important information about, a financial services licensee. Westpac Banking Corporation holds an Australian Financial Services Licence (AFSL) AFSL 233714, and an Australian Credit Licence (ACL) ACL 233714 (effective 1 March 2011). Bank of Melbourne is a division of Westpac Banking Corporation.

Bank of Melbourne FSG - Banking Services 

Bank of Melbourne Financial Planning FSG

Bank of Melbourne Insurance FSG

Credit Guide

A Credit Guide (CG) provides important information about a licensee’s obligations in relation to consumer lending products regulated by the National Credit Code. Effective 1 March 2011, Westpac holds an Australian Credit Licence (ACL) No. 233714.

Other disclosure documents

In addition to FSGs and the Credit Guide this website also contains other disclosure documents such as prospectuses, product information statements (PIS), annual reports and product offerings, Product Disclosure Statements and Product Terms and Conditions.

Corporate and Business Accounts and Payment Services Terms and Conditions