Victorians love to travel and Victorians love to shop. We’ve got a range of credit cards to choose from, whether you use your card a lot or just occasionally.


You have the option of a competitive fixed or variable interest rate and could use the funds to consolidate debts into one easy to manage repayment or for a combination of other purposes, the choice could be yours.
A Visa Debit Card is not a credit card – it’s a debit card with no annual fee that gives you convenient access to funds in your transaction account.
Peace of mind on your holiday with coverage for overseas medical and dental expenses and personal luggage.
Conditions and fees apply. Credit criteria apply to all credit products
Before making a decision, it's best to read the terms and conditions.
Please read these documents and keep a copy. You can request a paper copy at a branch.
The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you.
1. The balance transfer rate is available to you when you apply for a new Bank of Melbourne credit card and request at application to transfer a balance from Australian issued credit or store cards other than Bank of Melbourne credit cards. Subsequent balance transfers that are requested after the balance transfer period above, will be charged at the standard variable purchase rate. Payments made to your credit card account will be applied as set out in the Credit Card Conditions of Use. After the stated special promotion period any outstanding balance transfer amount will attract your card's standard variable purchase rate. You can apply to transfer $200 or more, up to 95% of your new Bank of Melbourne credit card available limit.
2. The balance transfer rate is available to you when you apply for a new Bank of Melbourne credit card between 1 May 2012 and 3 July 2012 and request at application to transfer a balance from Australian issued credit or store cards other than Bank of Melbourne, BankSA and St.George credit cards. Subsequent balance transfers that are requested after the balance transfer period above will be charged at the standard variable purchase rate. Payments made to your credit card account will be applied as set out in the Credit Card Conditions of Use. After the stated special promotion period any outstanding balance transfer amount will attract your card's standard variable purchase rate. You can apply to transfer $200 or more, up to 95% of your new Bank of Melbourne credit card available limit.
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