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Investing

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Your investment strategy can be as simple or as advanced as you need. Starting now is the best advice – whether you're ready to invest a little or a lot. Learn about the types of investments that suit your risk profile and your expectations for returns, or see a financial planning expert for some help. 

With professional access to industry reports and economic outlooks, a financial planner can save you time and provide investment expertise about diversification, balancing your portfolio and putting together the right investment package.

If you’re after a guaranteed return, consider starting with a Term Deposit4 and invest your funds for a set period and earn a competitive fixed high interest rate, or choose one of our high interest online savings accounts like Maxi Saver to invest cash and retain access to your money. 

To invest for your retirement, you might want a solution that lets you manage your super using Internet Banking, like BT Super for Life. Or you may have a Self Managed Super Fund (SMSF) and be looking for a competitive rate of interest account like our DIY Super Saver Account, which is a high interest online investment account for SMSFs.

If you're considering shares or managed funds, we can make investing easier. To take control of your own share investments online, directshares1 is a low-cost effective option. If you want professional investment advice, see a Bank of Melbourne financial planner.

When you're ready to invest, we have the expertise to help.

Meet a financial planner Apply for a savings account

Call a Financial Planner on 1300 140 266.

Compare and Calculate

Choose an investment accountSee Term Deposit ratesCalculators

Suggested investment solutions

  • Term Deposit

    Invest your money for a fixed term from 1 month to 5 years and earn a fixed competitive interest rate.

    Apply online

  • Maxi Saver2

    New Maxi Saver customers can earn up to p.a. including a bonus  p.a. which is fixed for the first 4 months, with no monthly account service fee and no everyday banking transaction fees.3

    Apply online

  • DIY Super Saver Account

    A high interest online investment account for Self Managed Super Funds.

    Ready to apply

The Detail

Conditions and fees apply.

This information doesn't take your circumstances into account. Read the terms before making a decision.

1 The directshares service is provided by ETRADE Australia Securities Limited ("E*TRADE Australia") ABN 93 078 174 973 AFSL No. 238277, a Participant of the ASX Group, at the request of St George Bank - A Division of Westpac Banking Corporation ABN 33 007 457 141 ("Bank of Melbourne"). Execution, settlement and clearing is through E*TRADE Australia. St George does not represent E*TRADE Australia. Similarly E*TRADE Australia does not represent St George. Investment advice is not provided to online directshares clients. © 2003 E*TRADE Financial Corporation and E*TRADE Australia. All rights reserved.
2 If you open a new Maxi Saver account between and , and you have not held a Maxi Saver account before and you are a personal customer, you'll earn an extra bonus of p.a. on top of the standard variable Maxi Saver rate during the Promotional Rate Period. The Promotional Rate Period is the first 4 months from the date your account is opened.
3 Maxi Saver has no monthly account service fee but other fees and charges apply, including for branch access. To hold a Maxi Saver account you must also hold an eligible Bank of Melbourne working account in the same name or have an existing eligible Bank of Melbourne joint account with your name included in the title. Fees and charges may be payable on your eligible working account.
4Early withdrawal from Term Deposit may reduce returns.