Insurance

The Detail

Westpac Life Insurance Services Limited ABN 31 003 149 157 (Westpac Life) is the insurer of BT Protection Plans. All BT Protection Plans are issued by Westpac Life, except for Term Life as Superannuation and BT Protection Plans paid for via SuperWrap. For Term Life as Superannuation, the issuer is Westpac Securities Administration Limited ABN 77 000 049 472 (WSAL). The trustee of Term Life as Superannuation is WSAL which is part of the Superannuation Division of Westpac MasterTrust ABN 81 236 903 448, SFN 281412 SPIN WFS0112AU RSE R1003970. For BT Protection Plans paid for via SuperWrap, the issuer and trustee is BT Funds Management Limited ABN 63 002 916 458, RSE L0001090 (SuperWrap Trustee). The administrator of all BT Protection Plans policies paid via SuperWrap and Wrap and the arranger of policies paid via Wrap is BT Portfolio Services Ltd ABN 73 095 055 208 (BTPS).

Home and Contents Insurance is issued by Westpac General Insurance Limited ABN 99 003 719 319 (WGIL). If you select Quality or Premier Care Contents, the Domestic Workers Compensation cover is issued by Allianz Australia Insurance Limited ABN 15 000 122 850 in WA, Tasmania and the ACT.

These policies are distributed by Bank of Melbourne – A Division of Westpac Banking Corporation ABN 33 007 457 141 (Bank of Melbourne). Westpac Life, WSAL and WGIL are subsidiaries of Westpac Banking Corporation (Bank). These policies are not an investment in or deposit with the Bank. Neither Bank of Melbourne, the Bank nor any member of the Westpac Group (other than each of Westpac Life and WGIL as insurer) guarantees these policies.

This information has been prepared without taking account of your personal objectives, financial situation or needs (your personal circumstances). Because of this you should, before acting on this information, consider its appropriateness, having regard to your personal circumstances. Conditions, limits and exclusions on cover apply, details of which are explained in the relevant Product Disclosure Statement (PDS). Before making a decision about these policies, you should obtain and consider the relevant PDS. A PDS can be obtained by downloading it (here for BT Protection Plans, and here for Home and Contents Insurance), calling 1300 000 266 and select “option 3” when prompted or visiting any Bank of Melbourne branch.