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Complete Freedom

Everyday account to make deposits and withdrawals with a Visa debit card

The important numbers

$0 Account-keeping fee
14+ minimum age to open account online

What you get

  • Access to offers and benefits on popular lifestyle brands 1
  • Access your own money with a Visa Debit Card if you are 14 years old or over and have an Australian residential address. Additionally, you can access a variety of digital wallets including Apple Pay & Google Pay
  • Fraud Moneyback Guarantee 2
  • Deposits up to $250,000 are guaranteed by the Australian government
The Detail
1. All debit and credit card holders
2. Our Bank of Melbourne Fraud Money Back Guarantee ensures that customers will be reimbursed for any unauthorised transactions provided that the customer has not contributed to the loss and contacted Bank of Melbourne promptly. Refer to your card’s conditions of use for full details, including when a customer will be liable.