An everyday bank account with features to help you access your money with ease
Easy access to your money at home and overseas
Visa Debit Card
With a Visa Debit card you can use your own money to shop instore, online or over the phone. You can also use Visa payWave for purchases under $2003, so you all need to do is wave and go without needing to enter a PIN.
Manage your money on the go with the Bank of Melbourne mobile banking app. Not only can you check your account balance with just a swipe, you can also transfer money between accounts or to someone else, find your nearest ATM and keep tabs on your transactions.
Features to help you keep track of your money
All your transactions grouped into categories to help you track your spending habit2
Know exactly how much money you have on hand at a glance on your smartphone or watch
Misplaced your card? You can place a temporary lock on your card for up to 15 days while you look for it
How to apply?
The Concession Account is available to anyone who has one of the following concession cards:
Commonwealth Seniors Health Card
Health Care Card
Pensioner Concession Card
Apply in branch or over the phone
3. As at 7 April 2020, the Visa payWave transaction limit has been temporarily increased from $100 to $200. This is a temporary increase, that is being progressive rolled out, and will be only available on certain cards and payment terminals at certain retailers. Customers are encouraged to follow the prompts at each terminal to determine whether a PIN is required. This increase to the Visa payWave limit is part of an industry-wide response to help reduce the spread of COVID-19.