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Target Market Determinations

This page gives you the Target Market Determinations (TMD) for products shown on this website that are issued by:

  • Bank of Melbourne;
  • Product issuers within the Westpac Group of Companies excluding BT products, for BT products you can find the TMD at: bt.com.au/tmd
  • Non-related third-party product issuers.
    • For Caravan and Trailer Insurance and Marine Pleasurecraft Insurance TMDs please call 1800 825 866.
    • For Life Insurance TMDs please call TAL on 1300 346 709.
    • For Bank of Melbourne Protection Plans (no longer for sale) call 1300 366 416.


Please note that some products are not required to have a TMD.

A TMD is a document that describes the likely objectives, financial situation, and needs of customers the product has been designed for or the ‘target market’ for the product. It also outlines the conditions around how the product can be distributed to customers and how and when the document will be reviewed by us.

The Detail

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