Retirement Access Account
Easy banking for retirees
Easy access to your money at home and overseas
Visa Debit Card
With a Visa Debit card you can use your own money to shop instore, online or over the phone. Heading overseas? You can also use your card while you’re away – from tickets and accommodation to shopping anywhere in the world visa is accepted.
Manage your money on the go with the Bank of Melbourne mobile banking app. Not only can you check your account balance with just a swipe, you can also transfer money between accounts or to someone else, find your nearest ATM and keep tabs on your transactions.
Balances up to $9,999.99
On the part of the balance between $10,000.00 to $49,999.99
On the part of the balance between $50,000.00 to $249,999.99
On the part of the balance $250,000 or over
Fees and charges
FREE ATM use in Australia (Bank of Melbourne/ St.George Bank/ BankSA and Westpac ATMs in Australia)
FREE Staff assisted (branch and telephone)
$2.00 Frequent statement (request statement outside cycle)
Free Visa Debit transactions
Free Direct Debit
Free Internet, mobile and phone banking transactions
3.00% Foreign currency conversion
$5.00 Overseas cash withdrawal (outside Global ATM Alliance)
Free Fraud Protection
$4.00 Periodical payment
1. Our Bank of Melbourne Fraud Money Back Guarantee ensures that customers will be reimbursed for any unauthorised transactions provided that the customer has not contributed to the loss and contacted Bank of Melbourne Promptly. Refer to your card’s conditions of use for full details, including when a customer will be liable.