Why your clients should choose Bank of Melbourne?
Purchase and lease an investment property to receive ongoing, regular income from rent.
Invest in property and benefit from a gain in capital if it sells for more than the original purchase price.
Save tax with negative gearing if the interest repayments and outgoings exceed the rental income.
Borrow up to 90% of a property's equity as the value increases and use it to purchase other properties.
Featured investor rates
(LVR+ up to 70%)
Guides and tools for investing
Set the strategy early
Does your client want to build wealth from capital growth? Will they use the equity in their current property? Are they interested in rental income or negative gearing?
Quick tips, handy tools, and resources
Tools and niches
Home loan calculators
Options and features
Conditions, credit criteria, fees and charges apply. Based on Bank of Melbourne’s credit criteria, residential lending is not available for Non-Australian resident borrowers. Interest rates subject to change. Before making a decision, it’s best to read the terms and conditions.
The information on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it’s right for you. If you need help, call 13 22 66.
1Redraw and rate lock requests are subject to our approval. Fees apply for rate lock.
2A discount of 0.2% p.a. will apply only if the interest in advance amount is deducted from a Bank of Melbourne transaction account.
^^Advantage Package apply. A $395 annual package fee applies and is payable from a Bank of Melbourne Complete Freedom transaction account. Before deciding to open a Bank of Melbourne Complete Freedom account, read the Terms & Conditions, and consider if the account’s right for you.
*Comparison Rate: The comparison rate is based on a loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
**Residential Investment Basic Principal and Interest Promotional Rate: This offer is only available for new Residential Investment Basic Home Loan applications with Principal and Interest repayments received from 24/11/2023. Discount applies to our Basic Home Loan offer for the life of the loan. Excludes internal refinances and switches within the Westpac Group, which includes Westpac, St.George, Bank of Melbourne, BankSA and RAMS. This offer may be varied or withdrawn at any time. Interest rates subject to change.
+LVR stands for the initial loan to value ratio. LVR is the amount of your loan compared to the Bank’s valuation of your property offered to secure your loan expressed as a percentage. Home loan rates for new loans are set based on the initial LVR and won’t change during the life of the loan as the LVR changes.
If any of the information related to (or provided by) Westpac Group that you rely on is printed, downloaded or stored in any manner on your systems, files or otherwise, please ensure that you update your systems and files with the most up-to-date information provided by us and rely only on such updated information.