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Why your clients should choose Bank of Melbourne?

Rental income

Purchase and lease an investment property to receive ongoing, regular income from rent.

Capital gains

Invest in property and benefit from a gain in capital if it sells for more than the original purchase price.

Tax benefits

Save tax with negative gearing if the interest repayments and outgoings exceed the rental income.

Usable equity

Borrow up to 90% of a property's equity as the value increases and use it to purchase other properties.

Featured investor rates
(LVR+ up to 70%)


Guides and tools for investing


Looking into investing in property?

Here are a few products for your client to consider when it comes to their property portfolio and investment journey.

Compare our products

Set the strategy early

Does your client want to build wealth from capital growth? Will they use the equity in their current property? Are they interested in rental income or negative gearing?

Review property costs

Research the investment

Search a property or suburb for sales histories, estimated value, expected rent and local amenities with our full online Property Reports.

Search address or suburb

The Detail

Conditions, credit criteria, fees and charges apply. Based on Bank of Melbourne’s credit criteria, residential lending is not available for Non-Australian resident borrowers. Interest rates subject to change. Before making a decision, it’s best to read the terms and conditions.

Loan Accounts – Charges for specific services and accounts (PDF 33KB)

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it’s right for you. If you need help, call 13 22 66.

^^Advantage Package: Terms & Conditions (PDF 179KB) apply. A $395 annual package fee applies and is payable from an eligible Bank of Melbourne transaction account. Before deciding to acquire a Bank of Melbourne transaction account, read the terms & conditions, and consider if the product is right for you.

*Comparison Rate: The comparison rate is based on a loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

**Residential Investment Basic Principal and Interest Promotional Rate: This offer is only available for new Residential Investment Basic Home Loan applications with Principal and Interest repayments received from 24/11/2023. Discount applies to our Basic Home Loan offer for the life of the loan. Excludes internal refinances and switches within the Westpac Group, which includes Westpac, St.George, Bank of Melbourne, BankSA and RAMS. This offer may be varied or withdrawn at any time. Interest rates subject to change.

+LVR stands for the initial loan to value ratio. LVR is the amount of your loan compared to the Bank’s valuation of your property offered to secure your loan expressed as a percentage. Home loan rates for new loans are set based on the initial LVR and won’t change during the life of the loan as the LVR changes.

If any of the information related to (or provided by) Westpac Group that you rely on is printed, downloaded or stored in any manner on your systems, files or otherwise, please ensure that you update your systems and files with the most up-to-date information provided by us and rely only on such updated information.