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Welcome to our Home Loan Concierge

A service taking the pain out of the home loan process. Here’s how it works.
Do it your way
Get your home loan online, over the phone or face-to-face. Whatever suits you.
Paperless process
Paperwork. Yuck. Use our step-by-step online process to apply instead.
Get your own rate
We'll personalise an interest rate to you as soon as you finish your application.
Ask us anything
Not a home loan expert? Don't worry - we are. Ask our Concierge today.

What do you need to think about when buying your first home?

Repayments and budgeting

Before you apply, think about how your repayments fit within your budget. Our repayment calculator could help.

Calculate your repayments

Borrowing power

Estimate how much you could borrow by entering your income and expenses into our borrowing power calculator.

See how much you could borrow

Purchase costs

Our stamp duty and lenders mortgage insurance calculator could help you estimate these property purchase costs.

Estimate costs

Property reports

Check sales histories, estimated values and suburb trends with our online Property Market Research tool.

Research the property market

Understanding the process

While it’s an exciting time, the process of buying your first home can be a bit daunting too. From finding a solicitor to settlement, here are 5 things you need to know.

Read article

How do I get started

There are many things to consider when buying your first home. Find out more about guarantor loans, home buyer grants and lenders mortgage insurance.

Read article

Start your application online

Learn how much you could borrow.
Receive indicative approval in under 15 minutes.
A home loan expert will call you once you have submitted your application to talk through next steps.

Our Home Loans

We offer a range of mortgages to suit your needs with competitive interest rates.

Some key features

Learn about the different features of your home loan and see how they could affect you.

The Detail

Credit criteria, fees and charges apply. Based on Bank of Melbourne credit criteria, residential lending is not available for Non-Australian resident borrowers.