First home buyer
Take the first step on your home-buying journey
Welcome to our Home Loan Concierge
What do you need to think about when buying your first home?
Repayments and budgeting
Before you apply, think about how your repayments fit within your budget. Our repayment calculator could help.
Borrowing power
Estimate how much you could borrow by entering your income and expenses into our borrowing power calculator.
Purchase costs
Our stamp duty and lenders mortgage insurance calculator could help you estimate these property purchase costs.
Property reports
Check sales histories, estimated values and suburb trends with our online Property Market Research tool.
Understanding the process
While it’s an exciting time, the process of buying your first home can be a bit daunting too. From finding a solicitor to settlement, here are 5 things you need to know.
How do I get started
There are many things to consider when buying your first home. Find out more about guarantor loans, home buyer grants and lenders mortgage insurance.
Start your application online
Our Home Loans
We offer a range of mortgages to suit your needs with competitive interest rates.
Products
Find out more about St.George Home Loan products for first-home buyers.
Some key features
Learn about the different features of your home loan and see how they could affect you.
The Detail
Credit criteria, fees and charges apply. Based on Bank of Melbourne credit criteria, residential lending is not available for Non-Australian resident borrowers.