Everyday Account + Visa Debit Card
An award-winning transaction account#
Winner of Canstar's 5-Star Rating for Outstanding Value Transaction Account in 2019 for features including a comprehensive branch and ATM network, transaction security and outstanding Internet Banking.
Smart Banking, everyday, everywhere
Easy access to your money at home and overseas
Visa Debit Card
With a Visa Debit card you can use your own money to shop in-store, online or over the phone. Heading overseas? You can also use your card while you’re away – from tickets and accommodation to shopping anywhere in the world Visa is accepted.
Manage your money on the go with the Bank of Melbourne mobile banking app. Not only can you check your account balance with just a swipe, you can also transfer money between accounts or to someone else, find your nearest ATM and keep tabs on your transactions.
Fees and charges
FREE eftpos and Visa Debit transactions
$5.00 Monthly account service fee (If you don't deposit $2000 a month)
FREE ATM use in Australia (Bank of Melbourne/ St.George Bank/ BankSA and Westpac ATMs in Australia)
$5.00 Overseas cash withdrawal ($0 when you use our Global Alliance ATM )
FREE Overseas cash withdrawal from a Global Alliance Partner ATM
3.00% Foreign currency conversion
FREE Internet, mobile and phone banking transactions
$4.00 Periodical payment
FREE Direct debit
$2.00 Frequent statement (request statement outside of cycle)
$0.20 ATM mini transaction history request (Bank of Melbourne/ St.George Bank/ BankSA and Westpac ATMs in Australia)
FREE Staff assisted (branch and telephone)
How to open an account
1. Our Bank of Melbourne Fraud Money Back Guarantee ensures that customers will be reimbursed for any unauthorised transactions provided that the customer has not contributed to the loss and contacted Bank of Melbourne Promptly. Refer to your card’s conditions of use for full details, including when a customer will be liable.
2. The Spend Tracker tool provides general information only and does not take into account your personal circumstances. It is intended to be a guide only.
# The Canstar Rating was awarded on 17th May 2019 for the Complete Freedom product for the High Transactor profile, for the Complete Freedom Student product for the Youth Transactor profile, and for the Retirement Access Plus product for the Senior Transactor profile.