Loan repayment calculator
Calculate your home loan repayments
The home loan repayments calculator provides estimated loan repayments on a monthly, fortnightly or weekly basis.
You can adjust the variables within the calculator. For example, by changing the interest rate you can see how this impacts your estimated repayments.
Home loan calculators
Use our calculators to help you find ways to own your home.
Calculate how much you can borrow
Calculate Extra Payments
Estimate stamp duty and other fees
Start your journey online
Find out your buying power so you could start house hunting with confidence.
We’ll give you our lowest rate upfront, personalised to your buying scenario.
If you’ve found the perfect property (or you’re refinancing), we will complete a real-time bank valuation.
You can live chat with us to help you complete the application 7 days a week (even outside of business hours).
The Detail
*The comparison rate is based on a loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
**Advantage Package Terms and Conditions apply and are available above. Annual fee, currently $395, applies. Package benefits cannot be taken in conjunction with, or in addition to other special offers, negotiated rates or discounts. Not available to company and trust account holders.
^ Learn more about Home loan repayment types.
1. The output or result of these calculators:
a. is subject to the assumptions which are subject to change;
b. is prepared without knowing your personal financial circumstances. Before you act on the output of the calculators, please consider if it’s right for you. If you need more information, please call 13 22 66. We recommend that you consult your financial adviser before taking out a loan;
c. does not represent either a quote or pre-qualification for a loan;
d. may not be taken into account if you apply for a loan with us as we will make our own calculations. When assessing ability to service a loan, Bank of Melbourne may use an interest rate that is higher than the current interest rate for the loan requested.
2. The interest rates used in the calculator:
a. are current, as indicated on our home loan interest rate pages;
b. are Bank of Melbourne's standard interest rates and include any package or promotional discounts; and
c. are subject to change.
Credit criteria, fees and charges apply. Property valuation: valuation is valid for 90 days. Your upfront bank valuation assessment may require further valuation assessment if your property does not fit lending guidelines. Personalised rate: variable interest rates are subject to change, the rate discount is valid for 14 days. For fixed rates, discounts are valid for 5 days. Support and live chat: dedicated teams are here to help you 7 days a week. Available 8am-10pm Mon-Fri and 9am-5pm Sat-Sun. Bank of Melbourne - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.