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Vehicle loan

Suitable for buying your business vehicle with a fixed term loan from us.

What is a vehicle loan?

A vehicle loan (sometimes referred to as a goods loan or chattel mortgage) is the most popular type of business vehicle finance. With a goods loan, your business owns the vehicle from the beginning of the loan term without tying up valuable working capital. ​

​Benefits and features

  • Borrow from $15,000 for a new or used car​
  • Structured repayments to suit your cash flow​
  • Your business owns the vehicle​
  • A fixed rate means your repayments stay the same and you know when your loan term ends​
  • Interest on the finance and depreciation of the asset may be tax deductible1


  • Your business has a valid Australian Business Number (ABN) and is registered for GST​
  • You intend to use the vehicle mostly for business use​.

Could be used to buy^​

  • Cars, utes and vans​
  • Trucks, trailers and buses

The Detail

^Conditions, fees and credit criteria apply. Before making a decision it's best to read the terms and conditions which are available on application.​

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it's right for you.​

Consider if the product is appropriate for you. The General Terms are important and we encourage you to review, save and print them. 

1. The taxation position described is a general statement and should only be used as a guide. It does not constitute tax advice and is based on current tax laws and their interpretation. Customers must seek their own independent tax advice in relation to their individual circumstances.