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Personal Loans

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Debt consolidation

You can use an unsecured personal loan to combine balances from other loans and credit cards into one loan. This might be useful if you want to:

  • Simplify your debt with one interest rate and regular repayment
  • Only pay one set of fees
  • Set and work towards an end-date for your debt.

Note: debt consolidation is only beneficial in some circumstances. Carefully consider if it's right for you before applying.

Buy a car

A secured personal loan lets you offer your car as security for the loan to get a lower interest rate. With a secured loan, you can:

  • Borrow $3,000–$80,000
  • Choose to make repayments weekly, fortnightly or monthly
  • Set a loan term between 1 and 7 years to suit your budget
  • Select a fixed interest rate for predictable repayments or a variable rate with the option of repaying early with fewer fees.
     

Buy something else

Looking to renovate, go on holiday, or fund an event? There are many ways you can use an unsecured personal loan. With this loan type, you can:

  • Borrow $3,000–$40,000 without offering a car as security
  • Choose to make repayments weekly, fortnightly or monthly
  • Set a loan term between 1 and 7 years to suit your budget
  • Select a fixed interest rate for predictable repayments or a variable rate with the option of repaying early with fewer fees.

 

Get Set Loan

Our Get Set Loan is an ongoing line of credit that you can use as you go, making it useful for projects such as home renovations or long-term event planning. Get Set lets you:

  • Withdraw what you need as you need it from a dedicated account up to the full credit limit
  • Access money through your Complete Freedom account, using internet banking or mobile banking
  • Pay interest only on what you use, rather than the full credit limit.

 

Personal overdraft

Want to know the money’s there in case you need it? We hear you.

You can link a personal overdraft to your Complete Freedom account. If your balance can’t cover an unexpected expense, you can then still draw funds from the account up to a pre-approved credit limit.

The Detail

Credit criteria, fees, charges, terms and conditions apply.

Interest rates may change and margins may apply in some circumstances. The interest rate may vary based on the value of the car you offer as security.

The advice on our website is prepared without knowing your personal objectives, financial situation or needs. Before you act on this or any advice, please consider if it's right for you. Read the relevant product disclosure documents as well as the Online Banking Terms and Conditions (PDF 8MB) before making a decision and consider whether the product is appropriate for you. If you need help, call 13 22 66.

Note: you must draw down on your Get Set loan within 60 days of its approval or your loan account will be closed.