Personal Loans
Personal loans
Find the right personal loan for your needs and apply online.
Unsecured Personal Loan
General purpose - car, renovate, travel, consolidate debt or something else.
- Borrow $2,000-$40,000
- Fixed or variable rate options
- Have a set end-date to your repayments.
Secured Personal Loan
Our low rate general purpose loan that uses your car as security (conditions apply).1
- Borrow $3,000-$80,000
- A lower rate than our other personal loans2
- Fixed or variable rate options
- Have a set end-date to your repayments.
Don’t want to access funds all at once? Our Get Set Loan and Personal Overdraft allows you to access funds as you need to, without having to reapply.
Borrowing Power Calculator
Estimate how much you could borrow with our personal loans based on your income and expenses.
Personal Loan Repayment Calculator
Deciding between personal loans? This simple calculator helps you estimate what your repayments could be for our secured, unsecured, fixed and variable loans.
Car Loan Calculator
After a car loan in particular? Find out what the loan repayments could be for your next car with our Secured Personal Loan.
Personal Loan FAQs
Some useful information to help you when looking and applying for a personal loan
Help managing your personal loan
Already have a personal loan with us? Information, tips and guides to help you make the most of your personal loan.
Credit criteria, fees, charges, terms and conditions apply.
The information on our website is prepared without knowing your personal objectives, financial situation or needs. For this reason, you should read the product disclosure documents as well as the Internet and Phone Banking Terms and Conditions (PDF 236KB) before making a decision and consider whether the product is appropriate for you. If you need help, call 13 22 66.
The interest rate may vary based on the value of the car you offer as security.
^Comparison rates help you understand the true cost of a loan. The comparison rate is based on a Personal Loan with a loan amount of $30,000 and a term of 5 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
*Conditional approval is valid for 30 days based on the understanding that the information you have provided is correct and there will be no significant changes to your financial situation. Before final approval, we will ask you for further details, including information about the car being offered as security. Please note that conditional approval is not a loan offer or formal approval. If your circumstances change, please contact us on 13 22 66 to discuss your application.
Note: you must draw down on your Get Set loan within 60 days of its approval or your loan account will be closed.
- The range of loan purposes for a Secured Personal Loan consist of: boats, caravans, trailers; home improvements; household goods; motorcycle; new car; refinance and consolidate debt; travel and used car.
- To qualify for a lower interest rate, any motor vehicle offered as security must not be more than 12 years old upon loan expiry. The vehicle used as security must be registered under the applicant's name. Whether purchasing new or refinancing a used car, the vehicle has to have been imported to Australia by the manufacturer, and all the lending criteria met.