Insurance
If you love it, cover it. With our home, car and travel insurance, we've got you covered.
Important notice for our customers
Westpac Group has announced an agreement with Allianz to continue to help us provide our customers with general insurance products.
If you are an existing Bank of Melbourne insurance customer, you may be wondering what this means for you. Our agreement with Allianz means we will be able to continue to support our customers with their insurance needs and there is no change to your current Bank of Melbourne insurance policy or any claim that may be in progress as a result of this announcement. See our FAQs to learn more.
Home Insurance
Choose from home and/or contents, landlord and renters insurance.
Car Insurance
Choose from Comprehensive and Third Party Property cover.
Travel Insurance
Domestic, overseas and multi-trip travel policy options.
Home Insurance online offer
Save up to 25% when you quote & buy online
Quote and buy online and save 15% off your annual premium for the first year with promotional code COVER.
Plus, save a further 10% when you combine home and contents located at the same address under one policy1
Why choose Bank of Melbourne Insurance
Retrieve a quote
What would you like to retrieve a quote for?
Make a claim
Which policy would you like to claim on?
Help
Extra care
We believe in providing a level of extra care in the way we support customers experiencing family or domestic violence. Our approach and the principles we apply are outlined in our Family or Domestic Violence Position Statement. (PDF 1MB)
If you are experiencing financial difficulty or difficult personal circumstances, find out how we can help.
Helpful links
The Detail
Cover is subject to your application for insurance being accepted.
1 Quote and buy online and save 15% off your annual premium for the first year with promotional code COVER. Plus, save 10% when you combine home and contents located at the same address under one policy.
2 Premiums payable by instalments may be subject to minor adjustments due to rounding and financial institution transaction fees may apply.
*These discounts do not apply to Third Party Property Damage policies. If you choose to reduce your premium by naming drivers on your policy, an unnamed driver will incur a $2,500 excess (this replaces the basic and all other excesses where applicable). Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Any online discount offered is applied to our standard rates. Discounts may not be applied to the premium for optional covers. The online discount applies to new Comprehensive Motor Insurance policies only in the first year (unless stated otherwise). Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods. The Safe Driver discount applies to eligible Comprehensive Motor Insurance policies. Any discount entitlement is determined by the insurance and driving histories of all drivers on the policy and the number of claims made by them.
Key Facts Sheets (KFS):
Home Building Essential Care KFS (PDF 311KB)
Home Contents Essential Care KFS (PDF 335KB)
Home Building Quality Care KFS (PDF 311KB)
Home Contents Quality Care KFS (PDF 336KB)
Bank of Melbourne - A Division of Westpac Banking Corporation ABN 33 007 457 141 (the Bank) can arrange the following insurance, but does not guarantee the insurance:
- Home and Contents Insurance and Landlord Insurance, which are issued by Westpac General Insurance Limited ABN 99 003 719 319 (except workers compensation cover where applicable)
- Bank of Melbourne Motor Insurance, which is issued by Allianz Australia Insurance Limited ABN 15 000 122 850
- Travel Insurance which is issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 trading as Allianz Global Assistance for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708
- Life Insurance, which is issued by Westpac Life Insurance Services Limited ABN 31 003 149 157 (except for Term Life as Superannuation and Income Protection as Superannuation)
- Loan repayment insurance “Personal Credit Protect”, which is issued by Insurance Australia Limited ABN 11 000 016 722 trading as Swann Insurance and St.George Life Limited ABN 88 076 763 936 as Westpac Life Insurance Services Limited ABN 31 003 149 157
The Bank can refer clients to Allianz Australia Insurance Limited ABN 15 000 122 850 (Allianz) for the following insurance, but does not guarantee the insurance:
- Caravan and Trailer Insurance, which is issued by Allianz
- Marine Pleasurecraft Insurance, which is issued by Club Marine Limited ABN 12 007 588 347 (Club Marine), as agent for Allianz
If you take out Caravan and Trailer Insurance with Allianz the Bank will receive a commission of 10% of the premium. If you take out Marine Pleasurecraft Insurance with Club Marine the Bank will receive a commission of 10% of the premium.
This information does not take your personal objectives, circumstances or needs into account. Read the relevant PDS(s) to see if this insurance is right for you.
© Bank of Melbourne – A division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714