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Earn Qantas points on eligible purchases and redeem them for Qantas flights and upgrades, as well as merchandise from the Qantas Store.


Earn Amplify Rewards points on eligible purchases and redeem them for flights, upgrades, gift cards, merchandise and more.


Our low rate cards provide competitive variable interest rates on purchases and the option of premium extras.


You could transfer a balance from up to 3 cards to a Bank of Melbourne card to take advantage of a promotional balance transfer rate for a set period. We currently have such promotions on these cards:


A straightforward, everyday credit card with special offers and no annual card fee, ever.

Introducing the Vertigo Platinum Credit Card

0 % P.A.

for 26 months on balance transfers#

Special offer

  • $0 annual card fee for the first year, saving $99^.
  • A 2% balance transfer fee applies.
  • Variable cash advance rate applies after the promotional period.
  • 12.74% p.a. variable purchase rate.

Apply now

How does a balance transfer work?

You could save money by transferring existing card balance to a Bank of Melbourne Credit Card.

Managing your credit card

How to keep your card secure

Making credit card repayments

How to set up automatic credit card repayments

Compare credit cards

See all your options side by side

Credit card repayment calculator

Calculate your repayments

Help with your current card

Information and guides to help you make the most of your credit card. Manage your limit, minimise fees, learn how to redeem Amplify points and manage other features

Articles and FAQs

Want to know more about what your credit card could do for you? Learn from our selection of credit card content to make the most of your card’s capabilities.

Conditions, fees and credit criteria apply.

This card is issued as a Visa card.

Switches, upgrades, or Westpac Group staff are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

Before making a decision, it's best to read the terms and conditions.

Credit Card Conditions of Use (PDF 1MB)

Credit Card Accounts Fees and Charges (PDF 478KB)

^First Year Fee Waiver: The first year fee waiver promotion is available when you apply for a new Vertigo Platinum or Amplify Platinum Rewards credit card between 27th September 2018 and 23rd January 2019. The first annual card fee at the special promotional rate will be debited to your card account on your first transaction and the full annual card fee will be debited annually thereafter.