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QANTAS POINTS

Earn Qantas points on eligible purchases and redeem them for Qantas flights and upgrades, as well as merchandise from the Qantas Store.

AMPLIFY REWARDS POINTS

Earn Amplify Rewards points on eligible purchases and redeem them for flights, upgrades, gift cards, merchandise and more.

A LOW INTEREST RATE

Our low rate cards provide competitive variable interest rates on purchases and the option of premium extras.

A BALANCE TRANSFER

You could transfer a balance from up to 3 cards to a Bank of Melbourne card to take advantage of a promotional balance transfer rate for a set period. We currently have such promotions on these cards:

NO ANNUAL FEE

A straightforward, everyday credit card with special offers and no annual card fee, ever.

Amplify Platinum Qantas exclusive offer for a limited time

  • 60,000 bonus Qantas points when you spend $2,000 on eligible purchases within 90 days of new card approval.*
  • Exclusive annual card fee offer for the first year.**
  • Earn Qantas points on eligible purchases and redeem them for Qantas flights and upgrades, as well as merchandise from the Qantas Store.***

This exclusive offer is available only when you apply via the link below. Offer ends 12th February 2020. New cards only. Existing customers who currently hold an Amplify, Amplify Platinum or Amplify Signature card, or who have held one in the last 12 months, are not eligible for this offer.

How does a balance transfer work?

You could save money by transferring existing card balance to a Bank of Melbourne Credit Card.

Managing your credit card

How to keep your card secure

Making credit card repayments

How to set up automatic credit card repayments

Compare credit cards

See all your options side by side

Credit card repayment calculator

Calculate your repayments

Help with your current card

Information and guides to help you make the most of your credit card. Manage your limit, minimise fees, learn how to redeem Amplify points and manage other features

Articles and FAQs

Want to know more about what your credit card could do for you? Learn from our selection of credit card content to make the most of your card’s capabilities.

The Detail

Conditions, fees and credit criteria apply to Bank of Melbourne credit cards.

Before making a decision, it's best to read the terms and conditions.

Credit Card Conditions of Use (PDF 1MB)

Credit Card Accounts Fees and Charges (PDF 478KB)

Credit provided by Bank of Melbourne - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.

Switches, upgrades, or Westpac Group staff are ineligible. The promotions may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

*Amplify Qantas Bonus Points Offer: The respective bonus points promotions are available when you apply and are approved for a new Amplify Platinum Qantas or Amplify Signature Qantas credit card between 3rd October 2019 and 12th February 2020, and spend the minimum amount of $6,000 on eligible purchases on an Amplify Signature Qantas credit card or $2,000 on eligible purchases on an Amplify Platinum Qantas credit card within 90 days from card approval. Eligible purchases do not include BPAY or BPAY equivalent transactions, fees, cash, cash equivalent transactions, refunds, balance transfers debited from the card account, government fees and ATO payments. Existing customers who currently hold an Amplify, Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA, or who have held one in the last 12 months, are not eligible for this offer. The bonus points will be credited to your points balance within 12 weeks after the eligible spend criteria is met. Interest free days do not apply to credit cards with balance transfers, you'll be charged the applicable purchase rate on any spend that you make whilst you have an outstanding balance transfer.
    
**Discounted First Year Fee: The discounted first year annual card fee promotion is available when you apply for a new Amplify Platinum Qantas credit card  when you apply via this exclusive offer between 3rd October 2019 and 12th February 2020. The first annual card fee at the reduced rate will be debited from your card account on your first transaction and the full annual card fee, will be debited annually thereafter. Credit criteria, fees and charges apply.

***The earning and redeeming of Qantas Points is subject to the Amplify Rewards and Amplify Qantas Terms and Conditions (PDF 143KB). You must be a member of the Qantas Frequent Flyer program to earn and redeem points. Purchases that are not eligible to earn points include payments to the Australian Taxation Office and other circumstances set out in the Amplify Rewards and Amplify Qantas Terms and Conditions (PDF 143KB). You do not receive points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances. Qantas Points earned during a statement cycle are added to your Qantas Points balance on a monthly basis. Refer to amplify.bankofmelbourne.com.au.

Qantas and Jetstar Any Seat Awards are available on any flight with a QF or JQ flight number. The points required will be quoted when booked. There is no fixed relationship between the cash price charged by the applicable airline for a seat and the points required to redeem an Any Seat Award through Qantas Frequent Flyer. Special promotional fares may not apply. Award flights must be booked at least 24 hours before scheduled departure (and other advance booking requirements may apply). For more information see qantas.com/frequentflyer. The Jetstar Any Seat Awards booking service is operated by Carlson Marketing Group (Aust) Pty Ltd trading as Carlson Leisure Travel Service Licence No. 2TA 5778, IATA 02-3 59523 For more information on the Qantas Frequent Flyer program, visit qantas.com/frequentflyer.

Qantas Store products are for delivery in Australia and New Zealand only (and different products are available in each delivery location). Redemption of points through the online store is subject to terms and conditions (including store terms of use and voucher terms and conditions). See qantasstore.com.au for details.