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Credit Cards

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Rewards credit cards

We get it. You want to be rewarded for being you. That's why we offer the Amplify Rewards program.

  • Earn up to 2 Amplify Rewards points per dollar with every eligible purchase.
  • Redeem points for appliances, charitable donations, gift cards, entertainment, flights, holidays or airline points through partner airline programs.

Note: You can choose either Amplify Rewards or Amplify Qantas as your rewards program, so make sure you select the option that best suits your needs.

Qantas Points

If you travel frequently and consider yourself a fan of The Flying Kangaroo, then our Amplify Qantas rewards program may be the one for you. Earn Qantas Points on eligible purchases and then redeem for:

  • Classic Award flights on Qantas and 35 partner airlines
  • Flight Upgrade Awards on eligible Qantas flights, when available
  • More than 3,000 experiences, products and vouchers from the online Qantas Store.

Note: You can choose either Amplify Rewards or Amplify Qantas as your rewards program, so make sure you select the option that best suits your needs.

Low rate cards

The convenience of a credit card with fewer costs and conditions than rewards cards. Our Low rate cards give you:

  • The flexibility and freedom of purchasing now and repaying later
  • A low variable interest rate on purchases
  • The option of premium extras such as travel and purchase insurance with Vertigo Platinum.

See how much you could save on interest by transferring your current owing balance.

No Annual Fee card

Want a card that won't cost you when you're not using it? Our No Annual Fee card answers that need.

  • Pay no annual fee for the life of the card.
  • Enjoy up to 55 days interest free on purchases when you pay the closing statement balance by the monthly due date.

Balance transfers

Why transfer a balance from up to 3 cards to a Bank of Melbourne card?

  • Simplify to one card with one interest rate and regular repayments.
  • Take advantage of a 0% p.a. promotional balance transfer rate for a set period.
  • Save on interest if the new card offers a lower variable interest rate on purchases than your current cards.

See how much you could save on interest with a balance transfer.

No Annual Fee

A straightforward credit card that doesn't
charge you an annual card fee.

No Annual Fee Card

Low rate cards

Credit cards with lower fees and rates
plus the option of platinum extras.

Vertigo Card

Vertigo Platinum Card

Rewards cards

Earn points as you spend and redeem them
for gift cards, merchandise and travel.

Amplify Card

Amplify Platinum Card

Amplify Signature Card

Manage my credit card  

Information and guides to help you make the most of your credit card. Manage your limit, minimise fees, learn how to redeem Amplify points and manage other features.

Manage my credit limit  

Activate my card

Frequently asked questions 

Tools and calculators

Online functions and tables to help you choose your credit card and understand how it works. Compare one card with another or find out if a balance transfer could benefit you.

Balance transfer calculator

Compare credit cards