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Our ATMs

Your cash. Your way.
Our ATM's

Our lives are 24/7 and we need to be able to do our banking anytime. With our network of Bank of Melbourne, St.George, BankSA and Westpac ATMs, you can do your banking when it suits.

As a customer, you can withdraw cash or view account balances at any Bank of Melbourne, St.George, BankSA or Westpac ATM free of the ATM operator fee.

At Bank of Melbourne, St.George and BankSA Smart ATMs and selected other ATMs not attached to a branch, you can also:

  • Deposit cash and cheques through our Smart ATMs and get instant value for cash deposited (Processing times below) and clearance days apply for cheques to all account types. Deposit limits will apply.
  • Cardless Deposit lets you deposit cash and cheques to any eligible Bank of Melbourne, St.George or BankSA account. Deposit limits will apply.
  • Use Get Cash on our Mobile Banking App for Cardless Withdrawal to withdraw your cash anytime without a debit card on eligible accounts. 

Multi-lingual ATMs: Our ATMs screens are displayed in English as well as Chinese, Korean, Vietnamese, Hindi, Bahasa Indonesia, Arabic, Italian and Japanese. 

Plus, at selected Bank of Melbourne, St.George and BankSA ATMs you can also:

  • Change your PIN
  • Request a statement
  • Print a mini-transaction history (up to the last 10 transactions)
  • Transfer money between linked accounts
Audio Enabled ATMs

All of our ATMs provide audio guidance when transacting. Use any standard 3.5mm earpiece and our audio enabled ATMs will give clear verbal instructions in English and provide confirmation of your selections at each step. The tactile labelling at the ATM can assist you with:

  • Plugging in your earpiece
  • Inserting your card
  • Getting your cash and receipt

You can locate an audio enabled ATM by using our branch and ATM locator or ask at your local branch for a demonstration on talking ATMs.

Coin Deposit Machine

At selected branches you can also deposit coins in a Coin Deposit Machine (CDM) with your card. Deposit limits will apply.

Deposit limits:

An aggregated deposit limit of up to $10,000 within any rolling 24-hour period may apply to the cash that can be deposited at a Bank of Melbourne, St.George, BankSA Smart ATM, CDM and Bank@Post - see table below.

Deposit at:

Then, you can deposit up to:

Bank of Melbourne, St.George and BankSA Smart ATM

  • $10,000 cash (notes) per account using your Bank of Melbourne, St.George or BankSA card
  • $4,000 per account, using cardless deposit
  • 40 cheques at a time, no limits apply

Bank@Post at selected Australia Post Offices

  • a daily limit of $7,000 cash, and less than $1 million for cheques
  • a total limit of less than $1 million (of which no more than $7,000 cash) per customer, when making a mixed cash and cheque deposit

Coin Deposit Machine

  • $10,000 cash (coins) per account using your Bank of Melbourne, St.George or BankSA card
Processing times

Cash deposits after 6:50pm (Sydney time) at participating Bank@Post outlets on a business day, or at any time on any other day, will not be processed until the next business day, despite appearing immediately as available balance in the account, and may impact the interest accrual calculation on your account.

A business day means any day other than a Saturday, Sunday, or a national public holiday in Australia.

ATM security tips

  • Be aware of your surroundings
  • Stand close to the ATM and use your free hand to shield and cover the keypad when entering your PIN
  • Before inserting your card, check if there is anything unusual on or around the ATM, especially right around the card reader slot
  • Do not push your card during the entry process and do not pull your card during the exit process
  • Report anything suspicious on 1800 022 022, even if it appears to be trivial – your action could prevent others from being the victim of ATM fraud
  • Never give your PIN to anyone or write it down
  • Check for any unusual transactions on your bank statements.

Call 1800 022 022 anytime for any ATM enquiries and service difficulties.

Using ATMs overseas

When travelling overseas, Bank of Melbourne, St.George and BankSA customers can save on ATM fees by using more than 50,000 Global Alliance Partner ATMs. Learn more about our Global Alliance partners ATMs and read our helpful hints.

ATM Locator

Find your nearest ATM        

The Detail

^ Available at select ATMs.
^^ You may also be able to do these activities at selected ATMs not attached to a branch.