Top Habits of Highly Unhackable People

Ready to make your online accounts more like the digital equivalent of Fort Knox with a moat? Just keep reading.

Here are the basics:

  • Use your credit card only on websites you know and trust and that use HTTPS to protect your data. Never send your credit card number via e-mail or text.
  • Turn on two-factor authentication (see our website for more information on what we offer) for any account that touches your money, such as shopping sites, virtual wallets or your bank.
  • If your phone or tablet has apps that can make purchases or access your bank account, make sure your mobile device has a PIN. Also, consider adding mobile security that will warn you about risky apps. 

Two-factor authentication

When it comes to protecting your online accounts, 2FA is one of your greatest allies. When you have 2FA enabled, a fraudster would need more than just your password to get access to your accounts or information. See here for more information on Bank of Melbourne 2FA options.


A few final tips to keep your money safe:

  • Shop, bank or provide personal information only on sites that use HTTPS encryption.
  • Don’t let your browser save your credit card numbers or passwords. Consider using single-use credit cards when making purchases online.
  • Avoid connecting to free public Wi-Fi and other unsecured networks as it may make you vulnerable to hackers. 
  • Do a check on your smartphone and tablet to look at the apps that currently store your credit cards. Ask yourself if they should be.
  • Make sure your computer and mobile device has security software to protect your information while shopping, banking and socialising on the internet.