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Life Insurance

None of us know what lies around the corner but with the right insurance in place, you and your family have some financial protection against life’s curveballs. Understand how insurance works and which types of cover are right for you.

BT Protection Plans

  • A comprehensive range of life insurance solutions for a wide range of situations
  • Protects you and your loved ones from the financial effects of injury, illness, permanent disability and death

Bank of Melbourne and BT - helping you through your financial life

As part of our Group and one of Australia’s leading wealth experts, BT has been helping Australians build and protect their wealth since 1969.

With 50 years’ experience BT can help you plan for today and tomorrow by helping to identify ways to make more of what you have and empowering you to make smarter, confident financial decisions.

As a Bank of Melbourne customer you have access to a range of financial products and services across superannuation, investments and insurance.

How to apply

The Detail

The Insurer of BT Protection Plans is Westpac Life Insurance Services Limited ABN 31 003 149 157, AFSL Number 233728 ('the Insurer').

BT Protection Plans is issued by the Insurer except for Term Life as Superannuation and Income Protection as Superannuation which are issued by Westpac Securities Administration Limited ABN 77 000 049 472, AFSL Number 233731 ('WSAL') as trustee of the Westpac MasterTrust ABN 81 236 903 448. Westpac Life is a subsidiary of Westpac Banking Corporation (Bank). Neither the Bank, nor any member of the Westpac Group (other than the Insurer) guarantees the benefits payable in relation to BT Protection Plans.

This information does not take into account your personal circumstances. Terms and conditions, and limitations and exclusions apply.  Read the BT Protection Plans Disclosure Statement (‘PDS’) to see if this insurance is right for you. 

The Bank of Melbourne Privacy Statement is available here.


Bank of Melbourne helping you through your financial life