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Important notice

On 9 August 2021 Westpac Group announced it has agreed with TAL Dai-ichi Life Australia Pty Limited (“TAL”) to sell Westpac Life Insurance Services Limited and enter an exclusive 20-year strategic alliance for the provision of life insurance products to Westpac’s Australian customers. Westpac Group expects this transition will take effect in the second half of 2022. Our agreement with TAL will mean we can continue to help you with your life insurance needs.

If you are an existing life insurance customer you can find out more here.

BT Protection Plans

Flexible choices
A comprehensive range of flexible insurance solutions to protect you and your family.
Peace of mind
Making sure you have a plan in place can make a difficult time a little bit easier.

Bank of Melbourne and BT 

Helping you through your financial life


As part of our Group and one of Australia’s leading wealth experts, BT has been helping Australians build and protect their wealth since 1969.  With 50 years’ experience BT can help you plan for today and tomorrow by helping to identify ways to make more of what you have and empowering you to make smarter, confident financial decisions. As a Bank of Melbourne customer you have access to a range of financial products and services across superannuation, investments and insurance.

BT Protection Plans

Financial support when you need it most. 

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Life Insurance Code of Practice

Our commitment to protecting you, our customer, when you need us most.

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The Detail

The Insurer of BT Protection Plans is Westpac Life Insurance Services Limited ABN 31 003 149 157, AFSL Number 233728 (‘the Insurer’).
BT Protection Plans is issued by the Insurer except for Term Life as Superannuation and Income Protection as Superannuation which are issued by BT Funds Management Limited ABN 63 002 916 458, AFSL Number 233724 ('BTFM') as trustee of the Retirement Wrap ABN 39 827 542 991. Westpac Life is a subsidiary of Westpac Banking Corporation (Bank). Neither the Bank, nor any member of the Westpac Group (other than the Insurer) guarantees the benefits payable in relation to BT Protection Plans.

This information does not take into account your personal circumstances. Terms and conditions, and limitations and exclusions apply. Read the BT Protection Plans Disclosure Statement (‘PDS’) to see if this insurance is right for you.

The Bank of Melbourne Privacy Statement is available here.