Life Insurance Code of Practice
Our promises to you
When you take out life insurance with BT, it’s important to us that you get the highest standards of service as you prepare for your best financial future.
That’s why we’ve adopted the Life Insurance Code of Practice (Code). It reinforces our commitment to mandatory customer service standards and to protecting you, our customer, when you need us most.
What is the Code?
The Code sets out our commitments and obligations to our customers on standards of fair practice and principles of conduct for our services, such as being open, fair and honest. It also sets out timeframes for us to respond to claims, complaints and requests for information.
The Code is monitored by an independent committee within the Financial Ombudsman Service to ensure effective compliance, and we can be sanctioned if we do not correct breaches of the Code.
Minimum standard medical definitions
The Code also sets out minimum standards that will apply to claims for cancer, heart attacks and strokes. These minimum standards will be regularly reviewed in consultation with medical specialists to ensure they keep pace with medical advancements.
So if you have a Living Benefit with BT, and need to make a claim for one of these conditions, you can be confident that your claim will be assessed against the latest medical definitions.
Your copy of the Code
You can get a copy of the Code from the Financial Services Council website.
Need to make a claim?
If you ever need to make a claim, you can be sure that you will be treated fairly and your claim will be assessed without delay. Contact us on 1300 553 764 if you need to make a claim.
If you’re not satisfied
If you’re not satisfied with any aspect of your experience with us, we want to know about it so we can set it right. You have the right to make a complaint if you feel you haven’t received the right outcome.