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Why BT Super Invest?

BT Super Invest lets you invest your super how and when you want in one convenient place. Access a range of investments including shares, ETFs, ready-made portfolios, managed funds and more. Download the Investment Options Booklet for a full list (available at the end of this page).
Start with a little or a lot
Decide how much you want to invest and fine-tune your portfolio as you go.
Set your own pace
Choose how involved you’d like to be in managing your investments and take on more or less as you see fit.
Invest with award winning technology
BT Super Invest is built on the BT Panorama operating system, a market-leading technology that helps you manage multiple investments at once.



Who is this account for? 

Self-directed investors who want greater control over their investment choice. 

Anyone in Australia that is 18 years of age or older.

Those who can maintain balance of $2,000 in transaction account.

Here's a snapshot of our fees and costs

All costs are inclusive of GST unless otherwise stated.


Pay for your account#

The following administration fees apply to your account:

$540 p.a. + 0.15%* p.a. of your account balance

*Nil on balances over $1 million.

Note: Effective 1 April 2020 and until further notice, the transaction account balance will be temporarily excluded from the calculation of the administration fee payable on the transaction account portion of account.

Plus expense recovery:

Up to $95 p.a. + 0.03% p.a. of your total balance

The exact amount deducted will be confirmed in your annual statement.

Pay for your investments#

In addition, depending on your investment choices, the following fees and costs may apply:

Term deposits $0
Trading shares and ETFs $12.50 per trade, or 0.11% of the transaction value (if greater)
ETFs 0.04% p.a. to 1.76% p.a. (charged by the manager)
Managed funds 0.18% p.a. to 1.73% p.a. (charged by the fund manager)
Managed portfolios 0.34% p.a. to 1.16% p.a. (charged by the issuer)

# Other fees, costs and charges may apply to your BT Super Invest account, such as a cash account fee and transaction costs eg buy/sell spread. For further details, please refer to the PDS.

Other management, transactional and operational costs may apply to an ETF, managed fund or managed portfolio option. For further details, please refer to the relevant disclosure document(s) for the ETF, managed fund or managed portfolio option.

Current as at 19 February 2019. Fees and costs are subject to change.

Easy. Fast. Get started now.

Open an account in minutes
If you’re ready to get started you can apply online in about 10 minutes. It’s quick and paperless.
Design your super
Set your own pace and learn as you go, knowing you can always fine-tune your options.

Not right for you?

Self managed super fund >



Bank of Melbourne has partnered with BT

BT logo

To help you do more with your super, we’ve partnered with BT – Bank of Melbourne's wealth expert and one of Australia’s leading investment specialists. BT has been helping Australians manage, grow and protect their money since 1969.


The Detail

Other key documents

Investmet Options Booklet

BT Managed Portfolios Proxy Voting Record

Panorama Financial Services Guide


1. There is no charge for accepting any rollovers, however before requesting the rollover, you should consider where your future employer contributions will be paid (if your employer contributions are currently being paid to another fund) and check with your other fund/s to determine whether there are any exit or withdrawal fees for moving your benefit, or other loss of benefits (eg insurance cover) noting that you may not receive the same type or level of benefits after the rollover.

The information on this webpage about BT Super Invest has been prepared by BT Portfolio Services Ltd ABN 73 095 055 208 AFSL 233715 (BTPS) and is current as at 1 April 2023. The information provided is general in nature and does not take into account your personal objectives, financial situation or needs and so you should consider its appropriateness having regard to these factors before acting on it. All examples and images are for illustrative purposes only. Your portfolio value and performance are likely to be different and will depend on the investment options you have selected and the time period over which you are invested in those options. Past performance is not a reliable indicator of future performance.

BTPS administers BT Super Invest. BT Funds Management Limited ABN 63 002 916 458 AFSL 233724 (BTFM) is the trustee and issuer of BT Super Invest, which is part of Asgard Independence Plan Division Two ABN 90 194 410 365. Westpac Financial Services Ltd ABN 20 000 241 127 AFSL 233716 (WFSL) is the responsible entity and issuer of interests in BT Managed Portfolios. Together, these products are referred to as the Panorama products. 

A Product Disclosure Statement or other disclosure document (PDS) for the Panorama products can be obtained by contacting BT on 1300 783 160 or by visiting You should obtain and consider the relevant PDS before deciding whether to acquire, continue to hold or dispose of interests in the Panorama products.

BTPS, BTFM and WFSL are subsidiaries of Westpac. Apart from any interest investors may have in Westpac term deposits or Westpac securities acquired through the Panorama products or underlying bank accounts held at Westpac through their Panorama super cash account, an investment in, or acquired using, the Panorama products is not an investment in, deposit with or any other liability of Westpac or any other company in the Westpac Group. These investments are subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested. Westpac and its related entities do not stand behind or otherwise guarantee the capital value or investment performance of any investments in, or acquired through, the Panorama products.

© BT Portfolio Services Ltd 2021