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Advisory Board

Michelle Winzer - Chief Executive, Bank of Melbourne

Michelle Winzer

MBA (Melbourne Business School)

Michelle was appointed Bank of Melbourne’s Chief Executive in 2017. With 30 years’ experience in banking and financial services, Michelle previously held senior roles in retail, business banking and call centres at Commonwealth Bank, Westpac and BankWest.  Her background includes service, sales, distribution and operations.

Michelle is passionate about customer service, diversity and inclusion. She is particularly involved in helping local communities in need. Michelle, her husband and their 3 sons adopted Melbourne as their home in 2010.

Elizabeth Proust AO - Advisory Board Chairman

Elizabeth Proust AO


One of Melbourne’s leading business figures, Elizabeth Proust has held public and private sector leadership roles for more than 30 years.

Elizabeth is Chairman of the Australian Institute of Company Directors, Chairman of Nestlé Australia, and a member of the JP Morgan Advisory Council. She is also Deputy Chairman of the Catholic Church’s Truth, Justice and Healing Council.

In 2010 Elizabeth was made an Officer of the Order of Australia for distinguished service to public administration and business. The recognition acknowledges her contribution to government, private enterprise, the arts, charitable organisations, educational institutions, and her role as a mentor to women.

Elizabeth previously held senior roles at ANZ, BP’s Australian and international businesses, and in local, State and Federal Government.

She has had senior appointments in the Victorian Government, including as Secretary (CEO) of the Department of Premier and Cabinet and Secretary of the Attorney-General’s Department. She was also CEO of the City of Melbourne.

Peter Hawkins - Advisory Board Member

Peter Hawkins


Peter’s career in the banking and financial services industry spans 38 years in Australia and overseas at both the highest levels of management and directorship of major organisations. Peter has held various senior management and directorship positions with Australia and New Zealand Banking Group Limited, from 1971 to 2005, and was also a director for BHP (NZ) Steel Limited from 1990 to 1991, ING Australia Limited from 2002 to 2005 and Esanda Finance Corporation from 2002 to 2005.

Peter is a Director of Westpac Banking Corporation, Mirvac Limited Group, Liberty Finance Pty Limited, Treasury Corporation of Victoria, Murray Goulbourn Co-operative Co. Limited and Clayton Utz.

Penny Fowler – Advisory Board Member

Penny Fowler

B.Bus (Marketing), GAICD

Penny joined Bank of Melbourne’s Advisory Board in June 2017. She holds a number of board appointments including the Royal Botanic Gardens Victoria, The Australian Ballet, The National Portrait Gallery and Visy. She is also Chairman of the Herald and Weekly Times and the Royal Children’s Hospital Good Friday Appeal. Penny is a member of Chief Executive Women and News Corp Australia’s Community Ambassador.

Nick Reade – Group General Manager, Regional Retail Banking and Chief Executive, BankSA

Nick Reade - Group General Manager

Nick has 25 years’ experience in funds management, stockbroking, retail and commercial banking. After starting his career at CommSec, he spent 14 years at ANZ in a number of senior positions in marketing, personal lending and credit cards, SME banking, corporate and commercial banking, and innovation.

Since joining BankSA as its Chief Executive in 2014, Nick has led a program of transformation, creating South Australia's bank for the future that focuses on customer experience, small business and innovation. Nick was appointed Group General Manager for Westpac Group’s regional brands (BankSA, Bank of Melbourne, and St.George) in August 2016.

He is a board member of Renew Adelaide and St Peter's Girls' School, and a Trustee on the Committee for Economic Development of Australia's SA/NT State Advisory Council.

Cathy Yuncken - General Manager, Business Banking St.George Group

Cathy Yuncken - General Manager

BComm, LLB

Cathy Yuncken has 25 years of experience in corporate, investment and commercial banking, across finance, capital markets, advisory and strategic leadership.

Cathy joined the Westpac Group in late 2014. She was appointed General Manager Business Banking for the St.George Group in October 2015. In this role, Cathy has responsibility for the business banking activities of St.George Bank, Bank of Melbourne and BankSA. Prior to joining the Westpac Group, Cathy held a number of senior roles at the Commonwealth Bank of Australia, Bank of America, GE Capital and Barclays Capital.

Cathy is a Director of the St.George & Sutherland Medical Research Foundation and is actively involved with a number of not-for-profit organisations including Sydney’s Belvoir St Theatre. She is proud to be a mentor to high-potential young women. Cathy is a Graduate member of the Australian Institute of Company Directors and holds an Executive Certificate in Strategy and Innovation from MIT Sloan in Boston.