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Get $4k cashback when you refinance.

First refinance application only. Apply by 31/01/21. LVR up to 80%. Min loan $250k. Exclusions and T&C apply.

We'll say 'hi' with $50.

Get $50 when you open a new Complete Freedom bank account by 31 March 2021.*

*New transaction account customers only. Min deposit, exclusions, T&Cs apply.

Learn more

Genuine rewards.

Just because.

Introducing My Offers Hub.

Supporting Melbourne hospitality.

We're contributing $250,000 and asking Melburnians who are able, to consider booking a table or buying a voucher this holiday season.


Fixed Rate Home Loan

For new Owner Occupier (Principal & Interest) Advantage Package Home Loans4, $395 annual package fee applies. LVR+ above 60% up to 80%. If you’re an existing Bank of Melbourne Home Loan customer, find out how to manage your home loan.


2.04% p.a.
1 year fixed rate
3.51% p.a.
Comparison rate*
2.04% p.a.
2 year fixed rate
3.41% p.a.
Comparison rate*
2.04% p.a.
3 year fixed rate
3.33% p.a.
Comparison rate*
1.94% p.a.
4 year fixed rate
3.21% p.a.
Comparison rate*


T&C's apply. See comparison rate warning.

Customers in need of extra care

If you are experiencing financial difficulty or difficult personal circumstances, find out how we can help.

Feedback and complaints

We welcome your feedback whether it's a compliment, suggestion or a complaint.