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Personal, Business and Corporate Banking

COVID-19 support.

Zero monthly account fees. Zip. Zilch. Nada.

No monthly account fees with our Complete Freedom account.

T&Cs apply.

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Our Vertigo Credit Card has $300 cashback*.

You get a $300 cashback when you take out a new Vertigo Credit Card.

*Minimum spend $4k on eligible purchases within 120 days of new card approval. T&Cs apply.

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Genuine rewards. Because you deserve it.

Treat yourself to exclusive shopping, dining and experience rewards. It’s our way of saying thank you for choosing us.

My Offers Hub is available to eligible consumer debit and credit card customers only.

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Fixed Rate Home Loan

For new Owner Occupier (Principal & Interest) Advantage Package Home Loans4, $395 annual package fee applies. LVR+ above 60% up to 80%. Available for new loans as well as existing variable rate home loan customers looking to fix all or part of their loans. If you’re an existing Bank of Melbourne Home Loan customer, find out how to manage your home loan.


2.04% p.a.
1 year fixed rate
3.51% p.a.
Comparison rate*
1.94% p.a.
2 year fixed rate
3.40% p.a.
Comparison rate*
2.03% p.a.
3 year fixed rate
3.32% p.a.
Comparison rate*
2.24% p.a.
4 year fixed rate
3.31% p.a.
Comparison rate*
2.54% p.a.
5 year fixed rate
3.36% p.a.
Comparison rate*


T&C's apply. See comparison rate warning.

Customers in need of extra care

If you are experiencing financial difficulty or difficult personal circumstances, find out how we can help.

Feedback and complaints

We welcome your feedback whether it's a compliment, suggestion or a complaint.