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Business Loans

Business Loans

We offer a range of flexible business loans to help you grow your business, upgrade equipment and manage cash flow. Review and compare our range of business loans and finance options.

  • New vehicle or specialised equipment
  • Tailored repayments
  • Potential tax benefits1

Vehicle and Equipment Finance

Finance for all your business equipment and vehicle needs using the asset as security.

  • Seeking less than $1m
  • Solving cash flow shortages
  • Financing growth and expansion

Business Loan

A term loan to purchase, start or grow your business.

  • Property, cash or a guarantee used as security
  • Great for starting your business, purchasing an existing business or investing to grow
  • Flexible loan facility

Business Maximiser

A business line of credit giving you flexibility to take advantage of business opportunities. Includes online access to monitor or make payments and export transactions to your accounting software.

  • Helps to cover business expenses during cash flow shortfalls
  • Borrow money up to an agreed limit and access funds as your needs change
  • Use your residential property as security to get a competitive interest rate
  • Seeking more than $1m
  • Financial support during cash flow shortfalls
  • Money available to an agreed limit

Commercial Overdraft

Provides cash flow relief to cover business expenses until you get paid. Includes online access to monitor or make payments and export transactions to your accounting software.

  • Use it to smooth out ‘dips’ in your cash flow e.g. invoices and wages
  • Reduces the impact of timing differences between incoming and outgoing funds

Business Loan

A term loan to purchase, start or grow your business.

  • Property, cash or a guarantee used as security
  • Great for starting your business, purchasing an existing business or investing to grow.
  • Flexible loan facility

More for your business

Business Tools

Knowledge and information you need to help keep your business smart, including free online legal and taxation2

Business Tools

Knowledge and information you need to help keep your business smart, including free online legal and taxation2

Business Loans FAQs

The Detail

Eligibility criteria applies. Credit criteria, fees, charges, terms and conditions apply and are available on request. Please speak to your business finance specialist to find out more.

1 Things you should know: The taxation position described is a general statement and should only be used as a guide. It does not constitute tax advice and is based on current tax laws and their interpretation. Customers must seek their own independent tax advice in relation to their individual circumstances.

2 You can contact lawyers and accountants nominated by Bank of Melbourne for advice at no charge. A maximum of 3 contacts can be made in relation to any one issue. After the third contact you may choose to engage the legal or accounting adviser at your cost. These services are provided by third parties for which Bank of Melbourne accepts no responsibility and are available via email only.

Bank of Melbourne – A Division of Westpac Banking Corporation ABN 33 007 457 141 Australian credit licence and AFSL 233714.