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Business Loans

Business Loans
We offer a range of flexible business loans to help you grow your business, upgrade equipment and manage cash flow. Review and compare our range of business loans and finance options.

Business loan for startups

A business loan for startups could help get your dreams off the ground.

  • For businesses that have operated for less than 2 years​
  • Borrow between $10k and $50k
  • Loan terms of up to 5 years.

Apply by calling 13 82 66

Small business loan

A term loan to purchase, start or grow your business.

  • Borrow from $20k
  • Loan to value ratios of up to 100% depending on security offered*.

Apply by calling 13 82 66

Vehicle and equipment finance

Finance for all your business equipment and vehicle needs using the asset as security.

  • New vehicle or specialised equipment
  • Tailored repayments
  • Potential tax benefits1.

Unsecured commercial overdraft

A term loan to purchase, start or grow your business.

  • Access up to $50K additional funds in your business transaction account
  • No fixed term, pay what you can, when you can - as long as the overdraft stays under the limit
  • No security required for the overdraft.

For existing eligible Bank of Melbourne customers.

Apply by calling 13 82 66

Commercial overdraft

  • Seeking more than $1M
  • Financial support during cash flow shortfalls
  • Money available to an agreed limit.

Apply by calling 13 82 66

Important information

Read about changes affecting some business, equipment and automotive finance contracts entered into, renewed or varied from 12 November 2016.

Find out more


More for your business


The Detail

Credit criteria, fees, charges, terms and conditions apply. Talk to your banker for more details.​

* Loan amount of up to $3m per customer, with a maximum of $3m in exposure across customer group facilities. Businesses must be operating and profitable for at least two years. Loans only available for purchase of owner – occupied non-specialised commercial property or business expansion. You should consider the increased risks associated with high loan to value ratio borrowing.

1. The taxation position described is a general statement and should only be used as a guide. It does not constitute tax advice and is based on current tax laws and their interpretation. Customers must seek their own independent tax advice in relation to their individual circumstances.