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Merchant Service Fee Reporting

The Reserve Bank of Australia (RBA) requires large acquirers to publish their merchant service fees each quarter to improve transparency and help businesses compare card acceptance costs across providers.

This report presents Bank of Melbourne's average merchant service fees (MSF), the per-transaction fees charged to merchants for acquiring card payments, broken down by card type, transaction channel, card origin and merchant size.
 

The reports provide average Merchant Service Fee (MSF) information segmented by:

  • Merchant segmentation (Direct, Small, Medium)
  • Card type (credit, debit, prepaid)
  • Card origin (domestic, foreign-issued)
  • Transaction method (card present, card not present)

Average Merchant Service Fee (PDF 119KB)