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Insurance Offers Terms & Conditions

Terms and conditions

$150 eGift Card Terms & Conditions 5 October – 19 December 2026

1. The following terms are used throughout these Terms and Conditions: 
   “Allianz” means Allianz Australia Insurance Limited (ABN 15 000 122 850, AFSL 234708).
   “Eligibility Criteria” means the following requirements are satisfied:
   • purchase a new Eligible Policy through Bank of Melbourne’s website, a Bank of Melbourne branch or the phone number 1800 825 866 during the Offer Period and provide a valid email address at that time; and
   • Allianz has received full payment of the Eligible Policy annual premium or the first two instalments of premium if paying in monthly instalments; and
   • The Eligible Policy Start Date is on or before 19 December 2026; and
   • The Eligible Policy has not lapsed or been cancelled within 60 days of the Eligible Policy Start Date.
   “Eligible Customer” means a person who satisfies the Eligibility Criteria.
   “Eligible Policy” is a Bank of Melbourne:
   • Home (Building) Insurance policy,
   • Home (Contents) Insurance policy,
   • Home & Contents Insurance policy,
   • Landlord (Building) Insurance policy,
   • Landlord (Contents) Insurance policy,
   • Landlord Building & Contents Insurance policy,
     
     provided by Allianz, with a minimum annual premium of $750 after applying any discounts and inclusive of government fees, charges and GST.
   “Eligible Policy Start Date” means the date cover under the Eligible Policy commences, as shown on the policy schedule.
   “Non-Excludable Guarantees” means the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in the States and Territories of Australia.
   “Offer” means one (1) $150 eGift Card per Eligible Policy.
   “Offer Period” means from 12.01am on 5 October 2026 to 11.59pm on 19 December 2026, unless varied or withdrawn. All times are Australian Eastern Time.
   “Prezzee” means Prezzee Pty Limited (ACN 602 963 422).
   “Bank of Melbourne” means Bank of Melbourne – A Division of Westpac Banking Corporation (ABN 33 007 457 141 AFSL and Australian Credit Licence 233714) of 275 Kent Street, Sydney NSW 2000.


About this Offer
2. The Offer is made by Bank of Melbourne. Insurance policies are issued by Allianz.
3. The Offer Period may be varied or withdrawn at any time. Any variation or withdrawal will not affect the entitlement of an Eligible Customer who purchased an Eligible Policy before the variation or withdrawal takes effect.
4. Information on how to claim the Offer, and the Offer itself, form part of these Terms and Conditions.
5. Purchasing an Eligible Policy will automatically enrol you in the Offer, provided that a valid email address has been provided to Allianz when the Eligible Policy was purchased.
6. Participation in the Offer is optional. To opt out of the Offer, contact the specialist Bank of Melbourne Insurance team at Allianz on 1800 825 866 within 6 weeks of the Eligible Policy Start Date and inform them you do not wish to participate. Alternatively, you can purchase your policy over the phone and advise the Allianz representative that you do not wish to participate in the Offer at the point of purchase.
7. Participation in the Offer will be deemed acceptance of these Terms and Conditions.


Eligibility Requirements
8. Eligible Customers who satisfy the Eligibility Criteria will be entitled to receive the Offer, unless they opt out of participating in accordance with paragraph 6.
9. Variations and renewals to existing insurance policies are excluded from this Offer.
10. Multiple eGift Cards are not available in respect of the same Eligible Policy. The Offer is limited to one (1) eGift Card per Eligible Policy. If an Eligible Policy has two (2) or more policy holders, the first policy holder named on the policy schedule will be the Eligible Customer for that policy.
11. Individuals who fail to provide a valid email address at the time of purchasing the Eligible Policy will not be able to participate in the Offer.


Delivery of the eGift Card
12. Best endeavours will be made to ensure an activation link for the eGift Card is distributed to Eligible Customers between 60 and 90 days of each Eligible Policy Start Date. Each Eligible Customer is responsible for checking their nominated email account, including any junk mail folder, for the email containing the activation link.
13. eGift Cards are issued by the third-party fulfilment partner, Prezzee. The name and email address of each Eligible Customer will be supplied to Prezzee to enable sending of the eGift Card. Eligible Customers will be notified by email from Prezzee.


Redeeming your eGift Card
14. The link must be used to activate the eGift Card within ninety (90) days of the date it was issued. Each Eligible Customer is responsible for redeeming the eGift Card before the expiry date for activation after which you will no longer be able to participate in the Offer. Expired eGift Cards will not be reissued.
15. If for any reason an Eligible Customer does not redeem the eGift Card within the required timeframe, then their entitlement to the eGift Card will be forfeited.
16. Eligible Customers will generally be able to choose which merchant to redeem the eGift Card with, as made available through the Offer. Redemption of the eGift Card is subject to any terms and conditions of the merchant or eGift Card issuer including those specified in these Terms and Conditions.
17. Redemption of the eGift Card is managed by Prezzee. For more information and terms go to https://www.prezzee.com.au/policies/terms-of-service/.
18. The eGift Card is not refundable or redeemable for cash and expired eGift Cards cannot be extended or replaced. Any unused balance of the eGift Card is not transferable or exchangeable and will not be awarded as cash. Any ancillary costs associated with redeeming the eGift Card are not included.


General Terms
19. Bank of Melbourne reserves the right, at any time, to verify the identity and eligibility of each Eligible Customer, and reserves the right, in its sole discretion, to disqualify any person who Bank of Melbourne has reason to believe has breached any of these Terms and Conditions, tampered with the claim process or engaged in any unlawful or other improper misconduct calculated to jeopardise fair and proper conduct of this Offer. Errors and omissions may be accepted at Bank of Melbourne's discretion. Failure by Bank of Melbourne to enforce any of its rights at any stage does not constitute a waiver of those rights. Bank of Melbourne's legal rights to recover damages or other compensation from such an offender are reserved. Bank of Melbourne’s decision is final, and no correspondence will be entered into.
20. If there is a dispute as to the identity of an Eligible Customer, Bank of Melbourne reserves the right, in its sole discretion, to determine the identity of the Eligible Customer.
21. If any eGift Card (or part of any eGift Card) is unavailable, Bank of Melbourne, in its discretion, reserves the right to substitute the eGift Card (or that part of the eGift Card) with a reward to the equal value and/or specification.
22. If this Offer is interfered with in any way or is not capable of being conducted as reasonably anticipated due to any reason beyond the reasonable control of Bank of Melbourne, including but not limited to technical difficulties, unauthorised intervention or fraud, Bank of Melbourne reserves the right, in its sole discretion, to the fullest extent permitted by law: (a) to disqualify any individual; or (b) to modify, suspend, terminate or cancel the Offer, as appropriate.
23. Bank of Melbourne collects personal information in order to conduct the Offer and may, for this purpose, disclose such personal information to third parties, including but not limited to agents, contractors, service providers, fulfillment partners and, as required, to Australian regulatory authorities. Allianz may disclose relevant personal information to Bank of Melbourne for the purpose of conducting and administering the Offer, including to assist Bank of Melbourne assess whether the Eligibility Criteria have been satisfied. Bank of Melbourne and Allianz handle personal information in accordance with their respective privacy policies which are available at bankofmelbourne.com.au/privacy and allianz.com.au/privacy. Participation is conditional on providing this personal information.
24. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the Non-Excludable Guarantees. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, Bank of Melbourne (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the Offer.

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