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Grow your super and investments. 

Explore more ways to grow your super and investments with exciting solutions that include BT Super Invest, BT SMSF and BT Invest. With access to the BT Panorama mobile app and award-winning1 online platform, you can design a diverse portfolio with investment choices at your fingertips.

Bank of Melbourne has partnered with BT

To help you do more with your super and investments, we’ve partnered with BT – Bank of Melbourne's wealth expert and one of Australia’s leading super and investment specialists. BT has been helping Australians manage, grow and protect their money since 1969. BT has super and investment solutions that are built on the BT Panorama operating system, the award-winning1 online platform that helps you manage your super and investments in one convenient place

Get your investments off to a great start with an online investment platform:

Invest in more than just shares.
Diversify your portfolio with access to Australian shares, Exchange Traded Funds (ETFs), term deposits, managed portfolios and managed funds.
One simple online platform.
Grow your portfolio through the BT Panorama mobile app and online platform where you can manage your super and investments from your mobile, tablet or desktop.
Set your own pace.
Do as much or as little as you like with your super and investments, with the ability to decide how involved you’d like to be. 


Grow your portfolio with a wide range of super and investment solutions available through BT.

Super solution

BT Super Invest

Design your own super. 

Explore BT Super Invest

Super solution


Ultimate control of your super. 

Explore BT SMSF

Investment solution

BT Invest

Grow your investments your way 

Explore BT Invest

The Detail

1. BT Panorama won ‘Best Technology Offering’ at the Conexus Financial Superannuation Awards, 2017, 2018 and 2019. The awards recognise excellence in the superannuation industry and an independent committee selects the winners. Awards are opinions only, are not recommendations and are only one factor to be taken into account when deciding to acquire, dispose or hold interests in a Panorama product. Awards and ratings are current at the time of publication, but are subject to change.

The content on this webpage was prepared by Bank of Melbourne – a division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 and is current as at 1 April 2023. This information does not take into account your personal objectives, financial situation or needs and so you should consider its appropriateness, having regard to these factors before acting on it.

BT Portfolio Services Ltd ABN 73 095 055 208 AFSL 233715 (BTPS) operates Panorama Investments and BT Invest, and administers BT Super Invest. BT Funds Management Limited ABN 63 002 916 458 AFSL 233724 (BTFM) is the trustee and issuer of BT Super Invest, which is part of Asgard Independence Plan Division Two ABN 90 194 410 365. Westpac Financial Services Ltd ABN 20 000 241 127 AFSL 233716 (WFSL) is the responsible entity and issuer of interests in BT Managed Portfolios. Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) is the issuer of the BT Cash Management Account (BT CMA) and the BT Invest Cash Management Account (BT Invest CMA). Together, these products are referred to as the Panorama products.

A Product Disclosure Statement (PDS) or other disclosure documents for the Panorama products can be obtained by contacting BT on 1300 881 716 or by visiting You should obtain and consider the relevant PDS before deciding whether to acquire, continue to hold or dispose of interests in the Panorama products. Conditions, fees and charges apply for the Panorama products and may change. The Panorama products are only available in Australia.

BTPS, BTFM and WFSL are subsidiaries of Westpac. Bank of Melbourne is a division of Westpac. Apart from any interest investors may have in Westpac term deposits, Westpac securities, the BT CMA, the BT Invest CMA or underlying bank accounts held at Westpac through their BT Super Invest cash account acquired through the Panorama operating system, an investment acquired using the Panorama operating system is not an investment in, deposit with or any other liability of Westpac or any other company in the Westpac Group. These investments are subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested. Westpac and its related entities do not stand behind or otherwise guarantee the capital value or investment performance of any investments acquired through the Panorama operating system.

Insurance cover in BT Super Invest is issued by TAL Life Insurance Services Limited ABN 31 003 149 157 AFSL 233728 (TLISL) and TAL Life Limited ABN 70 050 109 450, AFSL 287848 (TAL) , TLISL, TAL and AIA Australia Limited ABN 79 004 837 861, AFSL No. 230043 (AIA) are the issuers of insurance cover offered through Panorama Investments and Panorama Super. BTFM is a subsidiary of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 (Westpac). TLISL, TAL and AIA are not part of the Westpac Group. Westpac does not guarantee the insurance. Further information about the insurance available is included in the Insurers PDS.