Skip to main content Skip to main navigation Skip to accessibility page Skip to search input

We have paused issuing new Worldwide Wallet travel cards. We apologise for any inconvenience.

Existing customers who have an activated Worldwide Wallet may continue to use it as usual.
Customers who ordered the Worldwide Wallet online can activate and use their card once they receive it in the post. 

Need to activate your cards?

Activate your cards and set up your PIN

We have paused card activation for cards picked up in branch. We apologise for any inconvenience.

Loading your account

See our foreign exchange rates page or use our currency converter to view the latest foreign exchange rates.

1. Load AUD onto your travel money card

Logon to Internet or Mobile Banking and instantly transfer funds from your linked account to your Worldwide Wallet, or transfer funds from another financial institution using your account’s BSB and account number. 

2. Convert AUD to another currency

Open your Worldwide Wallet account in Internet or Mobile Banking and select ‘Convert currency’ to convert your AUD to 10 foreign currencies.

  • AUD - Australian Dollar
  • USD - United States Dollar
  • EUR - Euro
  • GBP - British Pound
  • NZD - New Zealand Dollar
  • CAD - Canadian Dollar
  • JPY - Japanese Yen
  • THB - Thai Baht
  • ZAR - South African Rand
  • SGD - Singapore Dollar
  • HKD - Hong Kong Dollar

Using your travel money card overseas and at home

Contactless ways to pay

Add your Worldwide Wallet to Google Pay™ or Samsung Pay™, or use your card to tap and go.

No ATM withdrawal fees

Zero ATM withdrawal fees at over 50,000 Global ATM Alliance ATMs around the world.1

Shop online from home

Use your travel money card at home when shopping on overseas sites and pay no foreign transactions fees.

Extra perks


Complimentary airport lounge access for flight delays

You and a companion could be eligible for complimentary access to over 1,000 airport lounges in more than 100 countries with Mastercard® Flight Delay Pass.2 In the event it’s delayed by 2 hours or more, you could be enjoying drinks, nibbles and Wi-Fi. You could also benefit from special dining offers at selected cafes and restaurants. Make sure you register your flight at least 6 hours before your scheduled departure to be eligible. T&Cs apply. To find out more information and pre-register your flight, visit

Access unforgettable experiences and rewards

Your Mastercard gives you access to Priceless® Cities with unforgettable experiences in the cities where you live and travel.3  You can also get cashback when you shop overseas with your Worldwide Wallet, thanks to Mastercard Travel Rewards.4


No, only AUD can be transferred onto your travel money card account. Once you have loaded AUD, you can choose to convert your funds at any time into any of the following foreign currencies: USD, EUR, GBP, CAD, JPY, THB, ZAR, NZD, SGD and HKD.


The Detail

You should read the Bank of Melbourne Worldwide Wallet Product Disclosure Statement (PDF 197KB) and Internet and Phone Banking Terms and Conditions (PDF 309KB) before making a decision and consider whether these products are appropriate for you. This information does not take into account your personal objectives, financial situation or needs and you should consider its appropriateness having regard to these factors before deciding to acquire these products.

A target market determination has been made for this product. Please visit for the target market determination.

Information will be disclosed to third parties about you and your Product, or transactions made by you with the Product, as necessary for the service provision or as required by law. Bank of Melbourne’s Privacy Policy explains our commitment to the protection of your personal information. Please refer to our full Privacy Policy (PDF 143KB)

1. No ATM withdrawal fee at Westpac Group ATMs in Australia and over 50,000 ATMs globally via Global ATM Alliance partners. Other fees and charges may be payable.

2. You must register each flight at least 6 hours before your flight. A flight is defined as a single scheduled airline flight under a single flight number. Delay must be officially announced by the airline and reported to our flight status data service provider. Flight Delay Pass is only available at selected airport terminals. If you are under 18 years old, you must be accompanied by an adult (18 years of age and older) to enter participating lounges. Access to and use of the Flight Delay Pass is subject to T&Cs which may change from time to time. Visit for the T&Cs and the list of participating lounges.

3. For Priceless ® Cities terms of use, visit

4. Individual terms and conditions (T&Cs) apply to each offer. The T&Cs of each offer are specified on Cashback is available on international spend only. Cashback is not available for any local or domestic spend (in Australia). Cashback applies to qualifying transactions only (where a cardholder makes a purchase that meets the cashback offers published criteria and the specific T&Cs, in the local currency stipulated). Cashback is not processed immediately and will not reduce the purchase price of goods and services at the point of sale. The processing of cashback offers is undertaken by automated Mastercard systems and will appear as a credit on your next Bank of Melbourne card statement. Mastercard Travel Rewards is operated by Mastercard in agreement with Bank of Melbourne. For the Worldwide Wallet, the cashback processed will depend on the currencies available on your card and the location of your purchase. Examples of how a rebate may be processed are: If the destination currency is listed as a currency into which you can load funds onto your Card, the rebate will be credited as a single amount to the destination currency regardless of whether you have any funds available in that currency; or If the destination currency is not listed as a currency into which you can load funds onto your Card, the rebate will be credited to the local currency in the country in which your Prepaid Card was issued, i.e. AUD.

Internet connection may be needed to make purchases using Google Pay or Samsung Pay and normal mobile data charges apply.

Google Pay is a trademark of Google Inc.

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

Mastercard and Priceless are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.