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This calculator model contains a number of assumptions and they are set out in the i button. Please click it for more details. The assumptions may not reflect the ways in which our Bank's computer systems work. The calculator is generic and does not take into account your personal circumstances. The information is general information only and does not constitute any recommendation or personal advice, It is intended for use by you as a guide only, and not intended to be relied on for the purposes of making a decision in relation to a financial product. It has been prepared without taking into account your personal needs, objectives or circumstances. Because of this, before acting on the information provided you should consider its appropriateness, having regard to these matters. Should you apply for any St.George product, we will make our own calculations and we will not necessarily take the results of your calculations using this Calculator into account. You should obtain professional financial advice before making any financial decision. Read all the terms and conditions and other disclosure documents of any product before deciding if it is right for you.