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Complete Freedom

Open an everyday account today

$0 monthly account fee
We’ve removed our monthly account fee for all our customers, so there’s no need to make a minimum deposit each month
Visa debit card
Access your own money wherever Visa is accepted (if you’re under 14, you get a Freedom card)
Internet banking
Bank online wherever you are, whatever you're doing
Global ATM Network
No ATM withdrawal fee at any major bank ATM in Australia and over 50,000 ATMs around the world via the Global ATM Alliance and partner ATMs (other fees may apply)

Special offer


on us!

Get $50 with a new Complete Freedom everyday bank account when you apply by 6th October 2020, and deposit $500 and make 5 eligible debit card purchases within 30 days. T&Cs apply*

>I'm over 21
>I'm under 21 or studying full time

Easy, secure, and a fast way to pay with Apple Pay

Enjoy all the benefits of your eligible card using Apple Pay. It’s the easy, secure, and fast way to pay. Learn more

Everyday accounts for...


Smart banking everyday, everywhere

High school students

Start out in the right direction with a Complete Freedom account

Young adults & students

A transaction account designed for day-to-day banking needs

Concession card holders

An accessible concession card account


Easy banking for retirees

Read the Apple Pay Terms and Conditions (PDF 38KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card, and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.