Everyday accounts for...
New to Australia?
Sort out your day to day banking in Australia with an everyday bank account.
Concession
A low-cost transaction account for individuals who hold a Concession or Health Care card, or receive an eligible Australian Government benefit payment.
Retirees
A transaction account for eligible retirees aged 55 or over to deposit and withdrawals funds and also offers interest on account balances.
Why Bank of Melbourne?
No monthly fees
Pay zero account-keeping fees to manage your account, regardless of how little you deposit each month.
Bank wherever, whenever
Enjoy freedom and flexibility with the convenience of Internet Banking and Mobile Banking.
Rewards and offers
Check out all the extra value available to debit card holders1, in our My Offers Hub2 and ShopBack.
Shop through ShopBack. Get Cashback.
Link and pay with your eligible Bank of Melbourne debit card to get exclusive bonus Cashback when you shop on the new Bank of Melbourne Lounge on the ShopBack app.
2. My Offers Hub available to all eligible consumer debit and credit card customers.
Read the Terms and Conditions (PDF 634KB), including for fees and charges that may apply, before making a decision and consider if it is right for you.
Read the Visa Debit Terms and Conditions (PDF 243KB), including for fees and charges that may apply, before making a decision and consider if it is right for you.
Read the Apple Pay Terms and Conditions (PDF 31KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Read the Google Pay Terms and Conditions (PDF 30KB) before making a decision and consider if it is right for you. To use Google Pay you will need to use a compatible device with a supported operating system. See our Google Pay FAQs for more information.
Read the Samsung Pay Terms and Conditions (PDF 29KB) before making a decision and consider if it is right for you. To use Samsung Pay you will need to use a compatible device with a supported operating system. See our Samsung Pay FAQs for more information.
Internet connection may be needed to make purchases using Google Pay or Samsung Pay and normal mobile data charges apply.
Android, Google Pay and Google Play are trademarks of Google Inc.
Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.