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Conditions, fees and credit criteria apply.

This card is issued as a Visa card.

Before making a decision, it's best to read the terms and conditions.

Credit Card Conditions of Use (PDF 1MB)

Credit Card Accounts Fees and Charges (PDF 478KB)

Amplify Rewards Terms and Conditions and Amplify Qantas Terms and Conditions (PDF 143KB)

Credit Card Complimentary Insurance Terms and Conditions   (PDF 215KB)

Switches, upgrades, or Westpac Group staff are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

^$0 annual card fee promotion:
The first year annual card fee waiver is available when you apply for a new Amplify credit card between 19th April 2018 and 26th September 2018, and make your first purchase within 12 months of card approval. The first annual card fee will be debited on the 12 month anniversary of the first transaction on your account and annually thereafter.

#Balance Transfer promotion: Available when you apply for a new Vertigo, Vertigo Platinum, No Annual Fee or Amplify credit card by 26th September 2018, and request at card application to transfer balance(s) from up to 3 non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Card activation will trigger the processing of the balance transfer. A balance transfer fee of 1% (0% for Vertigo card) of the transferred balance(s) will be charged to the account on the same day the balance(s) are debited to the account (excluding Amplify balance transfers). The applicable variable cash advance rate will apply to balance(s) transferred but left unpaid at the end of the promotional period. We will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days do not apply to credit cards with balance transfers.

*Bonus points promotion: The respective bonus points promotions are available when you apply and are approved for a new Amplify Platinum or Amplify Signature credit card between 19th April 2018 and 26th September 2018, and spend the minimum amount of $4,000 on eligible purchases on an Amplify Signature credit card or $2,000 on eligible purchases on an Amplify Platinum credit card within 90 days from card approval. Eligible purchases do not include BPAY or BPAY equivalent transactions, fees, cash, cash equivalent transactions, refunds and balance transfers debited from the card account. Existing customers who currently hold an Amplify Platinum or Amplify Signature card, or who have held one in the last 12 months, are not eligible for this offer. The bonus points will be credited to your points balance within 12 weeks after the eligible spend criteria is met.