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Amplify Platinum Card
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Amplify Platinum Card

Our platinum credit card has a lower annual card fee and the ability to earn points. Enjoy travel related benefits designed to make your journey safe and convenient.

 

Amplify Rewards special offer:

Earn up to 100,000 bonus Amplify Points * plus a $99 first year card fee (reverts to $175 p.a. thereafter) **

Already with Bank of Melbourne? Sign in to apply and get a $49 first year card fee (reverts to $175 p.a. thereafter) ***. New cards only. 

 

Qantas Rewards special offer:

Earn 75,000 bonus Qantas Points~

Already with Bank of Melbourne? Sign in to apply and get a $49 first year card fee (reverts to $175 p.a. thereafter)+++. New cards only.

 

Important numbers for new cards

Annual card fee - $175

Annual rewards program fee (Qantas Frequent Flyer only) – $75

Variable purchase rate – 20.99% p.a. 

Variable cash advance rate – 21.99% p.a. 

Up to 55 days interest-free period on purchases^^^

Minimum credit limit - $6,000

 

Amplify Signature Card
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Amplify Signature Card

Our premier credit card offers the highest earn rate for rewards points. Enjoy exclusive extras like lounge passes3, travel insurance5 and concierge support.

 

Amplify Rewards special offer:

Earn up to 160,000 bonus Amplify Points ^ plus a $199 first year card fee (reverts to $295 p.a. thereafter) +

Already with Bank of Melbourne? Sign in to apply and get $99 first year card fee (reverts to $295 p.a. thereafter) ++. New cards only. 

 

Qantas Rewards special offer:

Earn up to 120,000 bonus Qantas Points>.

Already with Bank of Melbourne? Sign in to apply and get a $150 first year card fee (reverts to $295 p.a. thereafter)~~. New cards only. 

 

Important numbers for new cards:

Annual card fee - $295 

Annual Rewards program fee (Qantas Frequent Flyer only) – $75

Variable purchase rate – 20.99% p.a.

Variable cash advance rate – 21.99% p.a.

Up to 55 days interest-free period on purchases^^^

Minimum credit limit - $15,000


Reward programs

Choose to earn Amplify Rewards points if you want the flexibility of redeeming your points on a range of gift cards, travel, saving on groceries and more.

If you prefer to earn Qantas points straight to your Frequent Flyer account each month, select Amplify Qantas. 

Amplify Rewards

Use your Amplify Rewards points your way, with $0 annual Rewards Program Fee. You can use them for Amplify Travel powered by Expedia, gift cards products, and more. You can also automatically transfer your points to Everyday Rewards, helping you get more value at the checkout from Woolworths, Woolworths Metro, Big W, BWS, PETstock and participating EG Ampol outlets. Or, transfer your points to our Frequent Flyer partners like Velocity or KrisFlyer.

Platinum card holders who select Amplify Rewards earn

  • 2 Amplify points per $1 on international spend 
  • 1.25 Amplify points per $1 on everyday spend 
  • 1 Amplify point per $1 spend on all other purchases^^
Once you spend $5,000 in a statement cycle, you will earn 0.5 Amplify points per $ on further eligible purchases
 

Signature card holders who select Amplify Rewards earn

  • 3 Amplify points per $1 on international spend 
  • 2 Amplify points per $1 on everyday spend 
  • 1 Amplify point per $1 spend on all other purchases^^
Once you spend $10,000 in a statement cycle, you will earn 0.5 Amplify points per $ on further eligible purchases
 

Put a 'yay' in Everyday

Turn your Amplify points into Everyday Rewards points and get more value at the checkout. Learn more

Eligibility, min and max points transfer and T&Cs apply. 

 

Amplify Qantas

Earn Qantas Points directly into your Qantas Frequent Flyer account. Book or upgrade flights, shop at over 900 leading brands at Qantas Marketplace and more. Turn everyday spend into your next reward. 

Program features

  • $75 annual Qantas Rewards Program Fee
  • 'Double dip’ to earn more Qantas points when shopping at select partners
     

Platinum card holders who select Amplify Qantas earn

  • 0.75 Qantas Points per $1 on international spend 
  • 0.5 Qantas Points per $1 on everyday spend 
  • 0.35 Qantas Points per $1 spend on all other purchases^^
Once you spend $5,000 in a statement cycle, you will earn 0.2 Qantas Points per $ on further eligible purchases
 

Signature card holders who select Amplify Qantas earn

  • 1.2 Qantas Points per $1 on international spend 
  • 0.8 Qantas Points per $1 on everyday spend 
  • 0.5 Qantas Points per $1 spend on all other purchases^^
Once you spend $10,000 in a statement cycle, you will earn 0.25 Qantas Points per $ on further eligible purchases
 

The Detail

Conditions, fees and credit criteria apply. Standard rates and fees applicable for new cards. May not apply for existing credit card accounts. This card is issued as a Visa card. Before making a decision read the Terms and Conditions and consider if the product is right for you.

Switches, upgrades, or Westpac Group staff are ineligible.

This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

*Amplify Platinum Bonus Amplify Points Offer: Offer commenced 27th August 2025. To be eligible for bonus Amplify Reward Points, you must apply and be approved for a new Amplify Rewards Platinum card before the offer is withdrawn. You will receive an initial 75,000 bonus points if you spend $3k or more on eligible purchases within 90 days of card approval. These will be credited to your points balance within 12 weeks of meeting this spend criteria. You will receive an additional 25,000 bonus points if you keep your account open for more than 12 months and continue to use the card. These additional points will be credited to your points balance within 12 weeks, after the first eligible purchase is made in the second year of your card account being active. If you do not meet the minimum spend criteria within 90 days of card approval, you forfeit the initial 75,000 bonus points only. However, you are still eligible for the additional 25,000 bonus points in the second year if you continue to use your card. Eligible purchases do not include interest, fees and charges, cash, or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited from the card account. Existing customers who currently hold an Amplify, Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA, or who have held one in the last 24 months, or Credit Card Product Switches, upgrades or Westpac group staff are not eligible for this offer. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

<Converting Amplify Points: You can convert the points earned on your Amplify Rewards Signature or Amplify Rewards Platinum credit card to e-gift cards via your Amplify Rewards Account, which can be accessed via Bank of Melbourne Internet or Mobile Banking. The estimated e-Gift card value in the above examples are based on current redemption rates as at 4th April 2022 and is subject to change without notification. All redemption of Amplify Points are subject to availability and the Amplify Terms and Conditions (PDF 124KB).

**Amplify Rewards Platinum Discounted First Year Fee: Offer commenced 27th August 2025. The discounted first year card fee promotion is available when you apply and are approved for a new Amplify Rewards Platinum credit card before the offer is withdrawn. The first year card fee at the special promotional rate will be debited to your card account on your Card Fee date and the full card fee will be debited annually thereafter. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

***Existing Customer Amplify Rewards Platinum Discounted First Year Fee: Offer commenced 27th August 2025. The discounted first year card fee promotion is available when you apply and are approved for a new Amplify Rewards Platinum credit card before the offer is withdrawn. The first year card fee at the special promotional rate will be debited to your card account on your  Card Fee date and the full card fee will be debited annually thereafter. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

++Existing Customer Amplify Rewards Signature Discounted First Year Fee: Offer commenced 27th August 2025. The discounted first year card fee promotion is available for existing customers when you apply and are approved for a new Amplify Rewards Signature credit card before the offer is withdrawn. The first year card fee at the special promotional rate will be debited to your card account on your  Card Fee date and the full card fee will be debited annually thereafter. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

~Amplify Qantas Platinum Bonus Qantas Points Offer: Offer commenced 26th March 2025. To be eligible for bonus Qantas Points, you must apply and be approved for a new Amplify Qantas Platinum card before the offer is withdrawn and spend the minimum amount of $4k on eligible purchases on an Amplify Qantas Platinum credit card within 90 days from card approval in one or more transactions. Eligible purchases do not include interest, fees and charges, cash or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited to the card account. Existing customers who currently hold an Amplify, Amplify Platinum or Amplify Signature card issued by Bank of Melbourne, St.George or BankSA, or who have held one in the last 24 months, or Credit Card Product Switches, upgrades or Westpac group staff are not eligible for this offer. The bonus Qantas Points will be credited to your Points balance within 12 weeks after the eligible spend criteria is met. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

+++Existing Customer Amplify Qantas Platinum Discounted First Year Fee: Offer commenced 26th March 2025. The discounted first year card fee promotion is available for existing customers when you apply and are approved for a new Amplify Qantas Platinum credit card before the offer is withdrawn. The first year card fee at the special promotional rate will be debited to your card account on your Card Fee date and the full card fee will be debited annually thereafter. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

>Amplify Qantas Signature Bonus Qantas Points Offer: Offer commenced 26th March 2025. To be eligible for bonus Qantas Points, you must apply and be approved for a new Amplify Qantas Signature credit card before the offer is withdrawn. You will receive an initial 90,000 bonus points if you spend $6k or more on eligible purchases within 120 days of card approval. These will be credited to your points balance within 12 weeks of meeting this spend criteria. You will receive an additional 30,000 bonus points if you keep your account open for more than 12 months and continue to use the card. These additional points will be credited to your points balance within 12 weeks, after the first eligible purchase is made in the second year of your card account being active. If you do not meet the minimum spend criteria within 120 days of card approval, you forfeit the initial 90,000 bonus points only. However, you are still eligible for the additional 30,000 bonus points in the second year if you continue to use your card. Eligible purchases do not include interest, fees and charges, cash, or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited from the card account. Existing customers who currently hold an Amplify, Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA, or who have held one in the last 24 months, or Credit Card Product Switches, upgrades or Westpac group staff are not eligible for this offer. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

Amplify Qantas: In order to earn and redeem points, you must be a member of Qantas Frequent Flyer program. An annual $75 Amplify Qantas Rewards Program fee applies for customers who choose Amplify Qantas.

~~Existing Customer Amplify Qantas Signature Discounted First Year Fee: Offer commenced 26th March 2025. The discounted first year card fee promotion is available for existing customers when you apply and are approved for a new Amplify Qantas Signature credit card before the offer is withdrawn. The first year card fee at the special promotional rate will be debited to your card account on your Card Fee date and the full card fee will be debited annually thereafter. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

Eligible purchases do not include interest, fees and charges, cash or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited from the card account.

^^If you choose to make any payment in any category using an intermediary service (such as Afterpay, PayPal or similar services), these transactions will be categorised as ‘all other purchases’. We classify transactions using information provided to us by the card scheme (Visa or Mastercard), which tells us about the main type of business conducted by the Merchant. 

^^^ 55 Days Interest Free: Receive up to 55 days interest free on your purchases if your Monthly Payment Balance is paid in full by the due date shown each month. This amount is calculated as the main account balance minus the balance transfer amount plus any Plan&Pay instalments for this month. If you do not have any Plan&Pay instalments or a balance transfer, the Monthly Payment Balance will be the same as the Closing Balance.

^Amplify Signature Bonus Amplify Points Offer: Offer commenced 27th August 2025. To be eligible for bonus Amplify Reward Points, you must apply and be approved for a new Amplify Rewards Signature card before the offer is withdrawn. You will receive an initial 120,000 bonus points if you spend a minimum amount of $12k on eligible purchases on the Amplify Signature credit card within 12 months from card approval. These will be credited to your points balance within 12 weeks of meeting this spend criteria. You will receive an additional 40,000 bonus points if you keep your account open for more than 12 months and continue to use the card. These additional points will be credited to your points balance within 12 weeks, after the first eligible purchase is made in the second year of your card account being active. If you do not meet the minimum spend criteria within 12 months from card approval, you forfeit the initial 120,000 bonus points only. However, you are still eligible for the additional 40,000 bonus points in the second year if you continue to use your card. Eligible purchases do not include interest, fees and charges, cash, or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited from the card account. Existing customers who currently hold an Amplify, Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA, or who have held one in the last 24 months, or Credit Card Product Switches, upgrades or Westpac group staff are not eligible for this offer. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

+Amplify Rewards Signature Discounted First Year Fee: Offer commenced 27th August 2025. The discounted first year card fee promotion is available when you apply and are approved for a new Amplify Rewards Signature credit card before the offer is withdrawn. The first year card fee at the special promotional rate will be debited to your card account on your Card Fee date and the full card fee will be debited annually thereafter. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.  

The earning and redemption of Amplify Points is subject to the Amplify Terms and Conditions (PDF 124KB). Purchases that are not eligible to earn points include interest, fees and charges, cash, or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited from the card account. You do not receive points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances.

The earning and redeeming of Qantas Points is subject to the Amplify Terms and Conditions (PDF 124KB). You must be a member of the Qantas Frequent Flyer program to earn and redeem points. Purchases that are not eligible to earn points include interest, fees and charges, cash, or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited from the card account. You do not receive points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances. Qantas Points earned during a statement cycle are added to your Qantas Points balance on a monthly basis.

Note: Amplify Rewards and Amplify Qantas are separate rewards programs that each offer airport lounge passes. Cardholders are only eligible for lounge passes offered for their selected rewards program and conditions apply. Lounge passes are subject to expiry. Priority Pass is offered to Amplify Rewards Cardholders, who must enrol via prioritypass.com/amplifysignature. For full details visit prioritypass.com/Conditions-of-use.cfm. Qantas Club Lounge Invitations is offered to Qantas Rewards Cardholders who must enrol via loungepass.bankofmelbourne.com.au. Access and use is subject to Qantas Club Rules. For full terms and conditions visit qantas.com/qantasclub and some exclusions apply.

3 Qantas Club Complimentary Lounge Invitations: As a Bank of Melbourne Amplify Signature cardholder earning Qantas Points, you are eligible for two Qantas Club Complimentary Lounge Invitations for each 12-month period of your anniversary registration date when you register your Amplify Signature credit card via loungepass.bankofmelbourne.com.au and you have made a transaction of more than $1 within the last 12 months.

Qantas Club Complimentary Lounge Invitations will be made available via the Complimentary Invitations Portal, within 14 business days of you meeting eligible spend. To access your invitation, log-in to the portal using your QFF details. Once there you can link it with an eligible flight booking. To receive your Complimentary Lounge Invitations, you must have given Westpac your QFF number. If you aren’t already a QFF Member, head to qantaspoints.com/ffjoinbom to join without charge.

Qantas Club Complimentary Lounge Invitations are provided courtesy of Bank of Melbourne and are valid for Qantas Club and Qantas-operated International Business Lounges (excluding Los Angeles Tom Bradley Airport lounge). Each invitation is for a single visit when travelling with a Qantas (QF) or Jetstar (JQ, 3K, GK, BL) flight number and is valid until its expiry date. 

Access and use is subject to Qantas Club rules and T&Cs, and at the full discretion of lounge staff. Entry may not be available if a lounge is full or near capacity. Invitations are not valid in International First Class lounges, Chairman's Lounge, Qantas Domestic Business, oneworld® alliance airline, partner airline or associated lounges. Invitations must not be resold. Qantas reserves the right to cancel invitations and disqualify future invitations if you are in breach of this policy. Note Qantas Club Lounge Invitations can only be issued if you comply with the Credit Card Terms and Conditions (PDF 268KB) and your account remains open.

5Bonus Qantas Points earned on Qantas passenger flights (with a QF flight number) booked directly with Qantas, Qantas Club and Qantas Frequent Flyer memberships, when purchased from Qantas and charged as a domestic transaction only. Excludes Jetstar flights and services. You do not earn bonus points on Qantas Freight, Qantas Business Travel, Jetset Travelworld channels and Qantas Staff Travel, and on any international transactions, whether charged in Australian Dollars and/or in any foreign currency.