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Why Amplify with everyday rewards?

Spend on your card and earn points to redeem for gift cards, merchandise and travel

$79
Annual card fee.
1 point/$ 1
on all eligible purchases, uncapped. (1)
19.49% p.a.
variable interest rate on purchases.

Want points for Qantas flights and upgrades? Compare with Amplify Qantas.

Features

Up to 55 days
Interest free when you pay the closing balance by the statement due date each month. Note: interest free days don't apply to balance transfers.
Amplify Points
To redeem on frequent flyer programs (such as Virgin Australia’s Velocity, Malaysia Airlines’ Enrich and Singapore Airlines’ KrisFlyer programs), gift cards, retail vouchers, homewares, travel and more. (2)
Auto-Redemption
Opt in to automatically convert Amplify Points to Velocity Frequent Flyer points. (3)
An extra card
For an additional cardholder aged 16 or over at no extra cost, provided the account isn't a joint account. Additional card transactions are the responsibility of the primary account holder.

AND RIGHT NOW, YOU COULD ALSO GET...

0% p.a. for 12 months on balance transfers*

+

0% p.a. for up to 6 months on purchases^

 

Amplify Card

Rates

19.49%
p.a. variable interest rate on purchases
20.24%
p.a. variable cash advance interest rate
2%
of each cash advance amount
3%
of the Australian dollar value for transactions with merchants based overseas

Key fees

$79.00
Annual card fee or $0 in the first year for existing customers 4
$15.00
Fee applied for each late payment or missed payment
$9.00
For each dishonour of a payment under the automatic payment plan
$15.00
Card replacement fee within Australia ($52.50 outside Australia; $45 emergency replacement fee)

Complimentary services

Linking to Bank of Melbourne bank account
24/7 fraud monitoring
Phone and Internet Banking
Automatic repayment plan
SMS and email alerts
Visa payWave contactless payments for transactions under $100

The Detail

Before making a decision, please read these documents to ensure you're aware of all fees, charges and interest rates.
Credit Card Conditions of Use
All you need to know about our cards.
Credit Card Accounts Fees and Charges
A complete list of card-related costs.
Rewards Terms and Conditions
All you need to know about rewards.
Insurance Terms and Conditions
Learn how our card insurance works.

How to apply for a credit card

1.
You apply online in 10 minutes.
2.
We review your application and may ask for supporting documents.
3.
If approved, you'll receive all the information you need to activate and make the most of your new card.
Ride the rewards wave with Amplify.

The Detail

Conditions, fees and credit criteria apply.

This card is issued as a Visa card.

Offers are not available in conjunction with any special offers that are not listed on www.bankofmelbourne.com.au. Switches, upgrades, customers accessing employee benefits or existing packaged cards are ineligible.

* Balance transfer promotion: Apply for a new Bank of Melbourne credit card between 21st February 2017 and 2nd May 2017 and you could pay 0% p.a. for 12 months on transferred balances. Simply ask to transfer up to 3 credit balances (min. $200, up to 95% of your approved available credit limit) from any non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The balance transfer will be processed when your card is activated.

After 12 months, the variable purchase rate will apply to any balance left unpaid. [#brand-name] will not be responsible for any delays in processing payment to your other card account(s) and will not close them. Interest free days don’t apply to balance transfers and if you transfer a balance at any other time, the variable purchase interest rate applies.

^ Purchase rate promotion: Apply for a new Bank of Melbourne credit card between 21st February 2017 and 2nd May 2017 and you could pay 0% p.a. for 6 months from the day your card is approved. After 6 months, the rate will switch to the variable purchase rate for your card which will also apply to any unpaid purchases.

1.  Earn Amplify Points through the use of an Amplify, Amplify Platinum or Amplify Signature card as set out in the Amplify Rewards and Amplify Qantas Terms and Conditions (PDF 494KB). Points are not earned on cash advances and balance transfers or in other specified circumstances. Minimum 3,000 Amplify points is needed to redeem for any reward. Specific conditions may apply to the redemption of particular rewards. Refer to amplify.bankofmelbourne.com.au.

2. Amplify Travel gives you access to most major domestic and international airlines within and from Australia and their connecting partner airlines. As with booking through a travel agent, in certain circumstances seats may not be available on the airline or flight of your choice at the time you wish to travel. Terms and conditions apply. For further details call Amplify Travel on 1300 489 586.

3. Set up Velocity Auto-Redemption via amplify.bankofmelbourne.com.au/autovff or by calling 1300 600 266. Once set up, each month your entire Bank of Melbourne Amplify Points balance will be transferred to your nominated Velocity Frequent Flyer Account on your credit card statement cycle date. A minimum of 2 Amplify Points is required before points can be transferred. Receive 1 Velocity Point for every 2 Amplify Points. You must be a Velocity member to redeem Amplify Points for Velocity Points and your name, as it appears on your Velocity Account, must match the primary cardholder's name on your Amplify Rewards account. For joint cardholders, the name of the Velocity member must match the first listed Account Owner's name. Please allow 3 business days for the processing of the transfers. You will not receive points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances. Once Amplify Points have been redeemed for Velocity Points, they are governed by the Velocity Membership Terms and Conditions and cannot be reversed. Velocity membership and the earn and redemption of Velocity Points is subject to the Member Terms and Conditions, available at velocityfrequentflyer.com, as amended from time to time. All transfer of points will occur on your statement date. Velocity Auto-Redemption is a variation to the Amplify Rewards Terms and Conditions (PDF 494KB) and allows you to automatically convert your Amplify Points to Velocity Points for less than 3,000 Amplify Points. The redemption of Amplify Points is otherwise subject to the Amplify Rewards Terms and Conditions (PDF 494KB). You can opt-out of Velocity Auto-Redemption by calling the Amplify Rewards centre on 1300 600 266, 8am-8pm (AEST), Monday to Friday.

4. $0 annual fee in first year for existing Bank of Melbourne customers promotion: To be eligible for this promotion you must be an existing Bank of Melbourne customer that applies for a new Vertigo, Vertigo Platinum, Amplify, Amplify Platinum or Amplify Signature card by clicking on the Bank of Melbourne customers 'Apply now’ button on this page between 21st February 2017 and 2nd May 2017 and make your first purchase within 12 months from card approval. The first annual fee will be debited 12 months after the first transaction on your account and annually thereafter on the anniversary of the first annual fee.